604 John St, Lafayette, TN 37083 Property Records

Macon County property record for 604 John St, Lafayette, TN 37083

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,598 sqft · built 1953
Lot Size	0.459 acres (20,000 sqft)
Owner	Individual Name on File
Last Sale	$270,000 (Jul 2022)
Tax Bill	$993 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`056050N B 00801`

Property Details

APN / Parcel Number

Primary APN	`056050N B 00801`
Alternative APN	`050N B 00801`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,598 sqft Living Area
1st Floor Area	1,390 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1953
Effective Year Built	Effective 2003
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	20,000 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Detached
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	208 sqft
Patio Area	300 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 JOHN ST
City	LAFAYETTE
State	TN
Zip	37083-1146
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 P/O LOTS 31-34, COUNTY AREA: L01
Legal Subdivision	FREEMAN ADD
Legal Block	C
Legal Lot Number	31-34 32
Jurisdiction	MACON TN
Township / Civil Division	10
Census Block Group	3
Census Block	3021
Census Tract	970301

Owner

604 John St is owned and occupied by an individual who bought it in July 2022.

Source: Macon County records, as of January 23, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	604 JOHN ST, LAFAYETTE, TN 37083-1146
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Warranty Deed, Transfer · Conventional Mortgage REDSTONE FCU
Feb 11, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Prior Sale	Feb 11, 2021 · Amount on File
Deed Document Number	22003116
Deed Book / Page	RB169 / 131
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Jul 18, 2022
Property Address	604 JOHN ST, LAFAYETTE, TN 37083-1146
Document Number	0RB169/131
Book / Page	RB169 / 131
Map Reference	CAB 1 SL 158B
Instrument Date	Jul 14, 2022
Instrument	22003116
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	NOT AVAILABLE, BRIGHTRIGHT TITLE LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$999.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 JOHN ST, LAFAYETTE, TN 37083-1146

Mortgage

Document Number	0022003117
Date	Jul 18, 2022
Instrument	22003117

Lender

Name	REDSTONE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Aug 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.1%
Index	1-Year CMT
Max Rate	11.1%

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON TN
Recording Date	Feb 11, 2021
Property Address	604 JOHN ST, LAFAYETTE, TN 37083-1146
Document Number	0RB121/568
Book / Page	RB121 / 568
Map Reference	MB 49 PG 332
Instrument Date	Jan 27, 2021
Instrument	21000632
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Amount	Amount on Record
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5177 HALLSKINS LN, WESTMORELAND, TN 37186
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 604 John St was $993.

Source: Macon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Macon County
Municipality	Lafayette City
Unified School District	Macon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$993.00	$61,200 Land $6,250 Building $54,950
2023		$61,200 Land $6,250 Building $54,950	$244,800 Land $25,000 Building $219,800
2019	$598.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 John St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 John St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAFAYETTE WATER SYSTEM serves 22,435 people · EPA ID TN0000373
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
North Central Communications Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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