604 James St, Waterloo, IL 62298 Property Records

Monroe County property record for 604 James St, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,450 sqft · built 1978
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Company Names on File
Tax Bill	$2,962 (2024)
Flood Zone	Zone X (minimal risk)
APN	`07-24-402-011-000`

Property Details

APN / Parcel Number

Primary APN	`07-24-402-011-000`
Alternative APN	`07241540201100 00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	1,450 sqft
Unfinished Basement	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Lot Area	13,504 sqft (0.31 acres)
Garage Area	598 sqft
Driveway	Concrete Driveway
Driveway Area	704 sqft
Porch	Slab
Porch Area	40 sqft
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	604 JAMES ST
City	WATERLOO
State	IL
Zip	62298-1037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 MEADOWBROOK HEIGHTS 0159150
Legal Range	10W
Legal Township	02S
Legal Section	24
Legal Subdivision	MEADOWBROOK HEIGHTS
Legal Lot Number	3
Jurisdiction	MONROE IL
Township / Civil Division	16
Census Block Group	3
Census Block	3003
Census Tract	600401

Owner

Source: Monroe County records · APN 07-24-402-011-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	604 JAMES ST, WATERLOO, IL 62298-1037
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Oct 03, 2024
Transfer Doc	0000434888
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,400 (+15.75%) Land $16,950 Building $61,450	$235,200 (+15.75%) Land $50,850 Building $184,350
2024	$2,962.00
2022	Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$67,730 Land $15,510 Building $52,220	$203,190 Land $46,530 Building $156,660

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 212 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
HTC Holding	DSL	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: HTC Holding, Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.