604 Harold St, Garrett, IN 46738 Property Records

DeKalb County property record for 604 Harold St, Garrett, IN 46738

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,521 sqft · built 2022
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$334,205 (Sep 2023)
Tax Bill	$2,648 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-09-10-300-092.000-013`

Property Details

APN / Parcel Number

Primary APN	`17-09-10-300-092.000-013`
Alternative APN	`260910300092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,521 sqft Living Area
1st Floor Area	1,521 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	152 ft deep x 88 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	724 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	260910300092
Street Address	604 HAROLD ST
City	GARRETT
State	IN
Zip	46738-2092
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HERITAGE ESTATES SECTION 1 LOT 59 ACRES 0.31
Legal Lot Number	59
Jurisdiction	DE KALB IN
Township / Civil Division	KEYSER
Census Block Group	1
Census Block	1044
Census Tract	20602

Owner

604 Harold St is owned and occupied by an individual who bought it in September 2023.

Source: DeKalb County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	604 HAROLD ST, GARRETT, IN 46738-2092
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Sep 19, 2023	Warranty Deed, Subdivision Related Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC
Feb 28, 2022	Warranty Deed, Transfer METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Deed Document Number	20234772
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IN
Property Address	604 HAROLD ST, GARRETT, IN 46738-2092
Transaction Type	Mortgage
Record Updated	Dec 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 WOODLAND PLAZA RUN, FORT WAYNE, IN 46825-1528

Mortgage

Document Number	0202206889
Date	Nov 1, 2022
Instrument	202206889

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	17 Months
Due	Apr 27, 2024

Interest

Rate Type	Adjustable Rate

September 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Sep 19, 2023
Property Address	604 HAROLD ST, GARRETT, IN 46738-2092
Document Number	0202304772
Map Reference	DOC 201905326
Instrument Date	Sep 18, 2023
Instrument	202304772
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 26, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 HAROLD ST, GARRETT, IN 46738-2092

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IN
Recording Date	Feb 28, 2022
Property Address	604 HAROLD ST, GARRETT, IN 46738-2092
Document Number	0202201304
Map Reference	DOC 201905362
Instrument Date	Feb 25, 2022
Instrument	202201304
Transaction Type	Transfer
Record Updated	Dec 26, 2023
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE OF IN LLC

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 WOODLAND PLAZA RUN, FORT WAYNE, IN 46825-1528

Tax Assessment & Valuation

The 2025 property tax bill for 604 Harold St was $2,648, down 11% from the year before.

Source: DeKalb County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	DeKalb County
County Subdivision	Keyser Township
Municipality	Garrett City
Unified School District	Garrett-Keyser-Butler Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,648.00 (-10.99%)	$301,100 (-0.82%) Land $55,400 Building $245,700	$301,100 (-0.82%) Land $55,400 Building $245,700
2024	$2,975.00 (+188.28%)	$303,600 (+118.26%) Land $55,400 Building $248,200	$303,600 (+118.26%) Land $55,400 Building $248,200
2023	$1,032.00 (+1,512.5%)	$139,100 (+6,523.81%) Land $49,600 Building $89,500	$139,100 (+6,523.81%) Land $49,600 Building $89,500
2022	$64.00	$2,100 Land $2,100	$2,100 Land $2,100
2021	$64.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 604 Harold St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 604 Harold St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRETT WATER UTILITY serves 6,390 people · EPA ID IN5217004
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Auburn Essential Services Fiber	1,000 / 1,000
Lakeland Internet Fixed Wireless	500 / 100
MetaLINK Technologies Fixed Wireless	200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Mediacom Xtream, T-Mobile, Watch TV.

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