Shiawassee County property record for 604 Grand Ave, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 960 sqft · built 1940 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $104,900 (Sep 2022) |
| Tax Bill | $2,110 (2025) |
| Deeds & Mortgages | Sep 2022 Sale Jun 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-420-002-020-00 |
| Primary APN | 050-420-002-020-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 960 sqft Living Area |
| 1st Floor Area | 672 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Custom Design |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 604 GRAND AVE |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4546 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 39 & N 23' LOT 38 BLK 2 MAPLE RIDGE PARK RE SUBDIV KEYTES ADD |
| Legal Subdivision | MAPLE RIDGE PARK RE SUBDIV KEYTES ADD |
| Legal Block | 2 |
| Legal Lot Number | 39,38 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30800 |
604 Grand Ave is owned and occupied by an individual who bought it in September 2022.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 GRAND AVE, OWOSSO, MI 48867-4546 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 6, 2022 | Warranty Deed, Transfer SELECT TITLE COMPANY |
| Jun 6, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| May 24, 2022 | Intrafamily Transfer, Transfer SELECT TITLE COMPANY |
| Sep 19, 2018 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MTG PTRS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 6, 2022 · Amount on File |
| Deed Sale | Sep 6, 2022 · Amount on File |
| Deed Document Number | 20223364182 |
| Deed Book / Page | 1300 / 222 |
| Prior Transfer Date | May 12, 2022 |
| Prior Transfer Doc | 0012960936 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 6, 2022 |
| Property Address | 604 GRAND AVE, OWOSSO, MI 48867-4546 |
| Document Number | 0013000222 |
| Book / Page | 1300 / 222 |
| Instrument Date | Aug 16, 2022 |
| Instrument | 3364182 |
| Transaction Type | Transfer |
| Record Updated | Sep 26, 2022 |
| Title Company | SELECT TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $787.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 GRAND AVE, OWOSSO, MI 48867-4546 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 604 GRAND AVE, OWOSSO, MI 48867-4546 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 604 GRAND AVE, OWOSSO, MI 48867-4546 |
| Document Number | 0012970316 |
|---|---|
| Date | Jun 6, 2022 |
| Book Page | 1297/316 |
| Instrument | 3361242 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | May 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | May 24, 2022 |
| Property Address | 604 GRAND AVE, OWOSSO, MI 48867-4546 |
| Document Number | 0012960936 |
| Book / Page | 1296 / 936 |
| Map Reference | LB 1 PG 92 |
| Instrument Date | May 12, 2022 |
| Instrument | 3360862 |
| Transaction Type | Transfer |
| Record Updated | Jun 6, 2022 |
| Title Company | SELECT TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 604 GRAND AVE, OWOSSO, MI 48867-4546 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Sep 19, 2018 |
| Property Address | 604 GRAND AVE, OWOSSO, MI 48867-4546 |
| Document Number | 0012500106 |
| Book / Page | 001250 / 000106 |
| Instrument Date | Sep 12, 2018 |
| Instrument | 3313486 |
| Transaction Type | Transfer |
| Record Updated | Oct 2, 2018 |
| Title Company | SELECT TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6165 EASTKNOLL DR GRAND BLANC MI 484395032, GRAND BLANC, MI 48439-5032 |
| Document Number | 12500107 |
|---|---|
| Date | Sep 19, 2018 |
| Book Page | 001250/000107 |
| Instrument | 3313487 |
| Name | SUCCESS MTG PTRS |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 18, 2048 |
The 2025 property tax bill for 604 Grand Ave was $2,110 with a homeowner's exemption, up 4.9% from the year before.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $61,900 (+11.53%) | $123,800 (+11.53%) | |
| 2025 | $2,110.00 (+4.87%) Homeowner's exemption | $55,500 | $111,000 |
| 2024 | $2,012.00 | ||
| 2023 | $2,012.00 Homeowner's exemption | $46,100 | $92,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 Grand Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 604 Grand Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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