Garrard County property record for 604 Gillespie Pike, Lancaster, KY 40444
| Property Type | Mobile Home |
|---|---|
| Lot Size | 1.01 acres (44,388 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $18,500 (Oct 2012) |
| Tax Bill | $317 (2025) |
| Deeds & Mortgages | Oct 2021 Sale Oct 2012 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 50-075 |
| Primary APN | 50-075 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Architectural Style | Mobile/Manufactured |
|---|---|
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 44,388 sqft (1.01 acres) |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 23521 |
|---|---|
| Street Address | 604 GILLESPIE PIKE |
| City | LANCASTER |
| State | KY |
| Zip | 40444-9742 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | 1.019 AC |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | PAINT LICK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970400 |
Source: Garrard County records · APN 50-075
Assessment roll updated May 5, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 633, ANNVILLE, KY 40402-0633 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 04, 2021 | Deed, Transfer |
| Oct 19, 2012 | Deed, Transfer PEOPLES BANK AND TRUST COMPANY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 19, 2012 · Amount on Record |
| Deed Sale | Oct 19, 2012 · Amount on Record |
| Deed Document Number | 2012113931 |
| Deed Book / Page | 267 / 972 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 04, 2021 |
| Property Address | 604 GILLESPIE PIKE, LANCASTER, KY 40444-9742 |
| Document Number | 00D312/247 |
| Book / Page | D312 / 247 |
| Map Reference | DB 267 PG 972 |
| Instrument Date | Oct 01, 2021 |
| Instrument | 164909 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $30.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 572 GILLESPIE PIKE, LANCASTER, KY 40444-9742 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 633, ANNVILLE, KY 40402-0633 |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Oct 19, 2012 |
| Property Address | 604 GILLESPIE PIKE, LANCASTER, KY 40444-9742 |
| Document Number | 000267/972 |
| Book / Page | 267 / 972 |
| Instrument Date | Oct 17, 2012 |
| Instrument | 113931 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 116 OAK LAWN DR, ROCKWOOD, TN 37854-3650 |
| Name | Verified Name |
|---|---|
| Address | 572 GILLESPIE PIKE, LANCASTER, KY 40444-9742 |
| Mail Care Of | 572 GILLESPIE PIKE, LANCASTER, KY 40444 |
| Investor | Possibly a Property Investor |
| Document Number | 000318/334 |
|---|---|
| Date | Oct 19, 2012 |
| Book Page | 318/334 |
| Instrument | 113932 |
| Name | PEOPLES BANK AND TRUST COMPANY |
|---|---|
| Address | BEREA, KY 40403 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Oct 17, 2015 |
Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Unified School District | Garrard County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $317.00 (-0.63%) | $30,000 (-) Land $30,000 | $30,000 (-) Land $30,000 |
| 2024 | $319.00 (-2.74%) | $30,000 (-) Land $30,000 | $30,000 (-) Land $30,000 |
| 2023 | $328.00 (-0.91%) | $30,000 (-) Land $30,000 | $30,000 (-) Land $30,000 |
| 2022 | $331.00 | $30,000 Land $30,000 | $30,000 Land $30,000 |
Source: FEMA National Flood Hazard Layer as of December 21, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1996) |
| Most Recent Claim | Jul 1996 · other causes |
| Wildfire Risk | Moderate above 40% of the US · above 70% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Uniti Group DSL | 100 / 20 |
| Verizon Fixed Wireless | 25 / 6 |
| AT&T Fixed Wireless | 25 / 3 |
Based on FCC filings for 10 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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