Rutherford County property record for 604 Gary Bowman Ct, Murfreesboro, TN 37130
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 5.5 ba · 6,140 sqft · built 2007 |
| Lot Size | 0.647 acres (28,163 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $665,000 (Jun 2020) |
| Tax Bill | $6,322 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jun 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 068A-D-024.00-000 |
| Primary APN | 068A-D-024.00-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 6,140 sqft Living Area |
| 1st Floor Area | 3,757 sqft |
| Upper Floors Area | 2,204 sqft |
| Basement Area | 3,844 sqft |
| Finished Basement | 1,953 sqft |
| Unfinished Basement | 1,891 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 28,163 sqft (0.647 acres) |
| Lot Dimensions | 155 ft deep x 56.3 ft wide |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Driveway | Driveway |
| Porch | Porch |
| Porch Area | 210 sqft |
| Patio Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | R0086774 |
|---|---|
| Street Address | 604 GARY BOWMAN CT |
| City | MURFREESBORO |
| State | TN |
| Zip | 37130-0327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 54 THE RESERVE SEC 1 PB 28 PG 188 56.33 X 155.69 IRR |
| Legal Subdivision | THE RESERVE SEC 1 |
| Legal Lot Number | 54 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 15 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 41104 |
604 Gary Bowman Ct is owned and occupied by two individuals who bought it in June 2020.
Source: Rutherford County records, as of August 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 GARY BOWMAN CT, MURFREESBORO, TN 37130-0327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2022 | Deed of Trust, Mortgage · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD |
| Jun 15, 2020 | Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK |
| Sep 25, 2019 | Deed of Trust, Mortgage · VA Mortgage IBERIABANK MTG |
| Mar 22, 2018 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 15, 2020 · Amount on File |
| Deed Sale | Jun 15, 2020 · Amount on File |
| Prior Sale | Nov 28, 2011 · Amount on File |
| Deed Document Number | 20202281460 |
| Deed Book / Page | 1916 / 2634 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 604 GARY BOWMAN CT, MURFREESBORO, TN 37130-0327 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0022012540 |
|---|---|
| Date | Jan 31, 2022 |
| Book Page | 2201/2540 |
| Instrument | 2420739 |
| Name | GARDNER FINANCIAL SERVICES LTD |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN ANTONIO, TX 78231 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jun 15, 2020 |
| Property Address | 604 GARY BOWMAN CT, MURFREESBORO, TN 37130-0327 |
| Document Number | RB19162634 |
| Book / Page | 001916 / 002634 |
| Instrument Date | Jun 12, 2020 |
| Instrument | 2281460 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2020 |
| Title Company | PREMIER LAND TITLE ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,461.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 604 GARY BOWMAN CT MURFREESBORO TN 371300327, MURFREESBORO, TN 37130-0327 |
| Document Number | RB19162637 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 001916/002637 |
| Instrument | 2281461 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, TN 37067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Number | RB19162650, |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 001916/002650 |
| Instrument | 2281462 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | MURFREESBORO, TN 37130 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 14, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 604 GARY BOWMAN CT, MURFREESBORO, TN 37130-0327 |
| Document Number | RB18183673 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 604 GARY BOWMAN CT MURFREESBORO TN 371300327, MURFREESBORO, TN 37130-0327 |
| Document Number | RB18183673 |
|---|---|
| Date | Sep 30, 2019 |
| Book Page | 001818/003673 |
| Instrument | 2231670 |
| Name | IBERIABANK MTG |
|---|---|
| Type | Mortgage Company |
| Address | LAFAYETTE, LA 70501 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 29, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Property Address | 604 GARY BOWMAN CT, MURFREESBORO, TN 37130-0327 |
| Document Number | RB16602116 |
| Instrument Date | Mar 22, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | CORELOGIC |
| Name | Verified Name |
|---|---|
| Address | 604 GARY BOWMAN CT MURFREESBORO TN 371300327, MURFREESBORO, TN 37130-0327 |
| Document Number | RB16602116 |
|---|---|
| Date | Mar 27, 2018 |
| Book Page | 001660/002116 |
| Instrument | 2137810 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 26, 2048 |
The 2025 property tax bill for 604 Gary Bowman Ct was $6,322.
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Murfreesboro City |
| Elementary School District | Murfreesboro City School District (PK - 06) |
| Secondary School District | Rutherford County School District in Murfreesboro (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $264,300 (+18.26%) Land $45,000 Building $219,300 | $1,057,200 Land $180,000 Building $877,200 | |
| 2025 | $6,322.00 | $223,500 Land $23,750 Building $199,750 | |
| 2023 | $6,322.00 (+10.12%) | $223,500 Land $23,750 Building $199,750 | $894,000 (-) Land $95,000 Building $799,000 |
| 2022 | $5,741.00 | $894,000 Land $95,000 Building $799,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 Gary Bowman Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Gary Bowman Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.5% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MURFREESBORO WATER DEPARTMENT serves 114,331 people · EPA ID TN0000491 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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