Jackson County property record for 604 Garfield St, Jackson, MI 49203
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1920 |
| Lot Size | 0.139 acres (6,055 sqft) |
| Owner | Company Name on File |
| Last Sale | $83,800 (Jul 2005) |
| Tax Bill | $1,486 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-214900000 |
| Primary APN | 3-214900000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 728 sqft |
| Basement Area | 728 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Lot Area | 6,055 sqft (0.139 acres) |
| Lot Dimensions | 132 ft deep x 46 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 604 GARFIELD ST |
|---|---|
| City | JACKSON |
| State | MI |
| Zip | 49203-3012 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | LOT 24 ASSESSOR'S GARFIELD PLAT |
| Legal Subdivision | ASSESSORS GARFIELD PLAT |
| Legal Lot Number | 24 |
| Legal Unit | 24 |
| Jurisdiction | JACKSON MI |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 900 |
604 Garfield St is owned by a company that bought it in July 2005 and is owner-occupied.
Source: Jackson County records, as of June 29, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 604 GARFIELD ST, JACKSON, MI 49203-3012 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 9, 2020 | Deed of Trust, Mortgage CP FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2005 · Amount on File |
| Deed Sale | Jul 13, 2005 · Amount on File |
| Deed Document Number | 20052403502 |
| Deed Book / Page | 1819 / 323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 604 GARFIELD ST, JACKSON, MI 49203-3012 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2026 |
| Title Company | ABSTRACT TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0002881993 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 2186/1003 |
| Instrument | 2881993 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON MI |
| Property Address | 604 GARFIELD ST, JACKSON, MI 49203-3012 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002859014 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 2169/125 |
| Instrument | 2859014 |
| Name | CP FCU |
|---|---|
| Type | Credit Union |
| Address | JACKSON, MI 49202 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 604 Garfield St was $1,486 with a homeowner's exemption, down 16.8% from the year before.
Source: Jackson County assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Jackson County |
| Municipality | Jackson City |
| Unified School District | Jackson Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $80,400 (+10.44%) | $160,800 (+10.44%) | |
| 2025 | $1,486.00 (-16.84%) | $72,800 | $145,600 |
| 2024 | $1,787.00 | ||
| 2023 | $60,700 | $121,400 | |
| 2022 | $1,568.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Garfield St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 3, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 604 Garfield St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 87% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JACKSON serves 33,165 people · EPA ID MI0003470 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Mar 2022 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | No certified operator Dec 2020 |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Mercury Fiber, Verizon.
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