Oakland County property record for 604 Gaffney, Highland, MI 48356
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,390 sqft · built 1989 |
| Lot Size | 3.37 acres (147,015 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $248,900 (Jun 2015) |
| Tax Bill | $2,094 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | H-11-15-253-013 |
| Primary APN | H-11-15-253-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,390 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| Basement Area | 1,006 sqft |
| Unfinished Basement | 1,006 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 147,015 sqft (3.37 acres) |
| View / Lot | Waterfront |
| Garage Area | 822 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 604 GAFFNEY |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48356-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LI |
| Legal Description | T3N, R7E, SEC 15 DUNLEAVY SUB NO. 3 PART OF OUTLOT C, ALSO PART OF E 1/2 OF SEC ALL DESC AS BEG AT PT DIST S 89-46-29 E 1300.91 FT & S 00-24-24 W 2659.13 FT & S 89-43-32 E 366.73 FT & N 00-33-36 W 344.94 FT & N 89-32-00 E 925.40 FT & N 01-02-00 E 198 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 15 |
| Legal Subdivision | DUNLEAVY SUB |
| Legal Lot Number | C |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 131100 |
604 Gaffney is owned and occupied by two individuals who bought it in June 2015.
Source: Oakland County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 GAFFNEY, HIGHLAND, MI 48356-2127 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2015 · Amount on File |
| Deed Sale | Jun 1, 2015 · Amount on File |
| Deed Document Number | 2015111776 |
| Deed Book / Page | 48235 / 751 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 604 GAFFNEY, HIGHLAND, MI 48356-2127 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2025 |
| Name | Verified Name |
|---|
| Document Number | 20250144511 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 60706/687 |
| Instrument | 20250144511 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MIAMI, FL 33146 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 20, 2045 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 604 Gaffney was $2,094 with a homeowner's exemption, down 33.7% from the year before.
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,094.00 (-33.67%) Homeowner's exemption | $136,270 | $272,540 |
| 2024 | $3,157.00 | ||
| 2023 | $109,880 | $219,760 | |
| 2021 | $2,656.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 Gaffney in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 997.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Gaffney is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 256 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: AT&T, Verizon.
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