604 Gabriel Dr, O Fallon, MO 63366 Property Records

St. Charles County property record for 604 Gabriel Dr, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1981
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$239,900 (Dec 2022)
Tax Bill	$2,731 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`196990A017`

Property Details

APN / Parcel Number

Primary APN	`196990A017`
Alternative APN	`2-051B-5490-00-0078.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,688 sqft
1st Floor Area	1,232 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Sawtooth
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	68 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	196990A017
Street Address	604 GABRIEL DR
City	O FALLON
State	MO
Zip	63366-1841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	WILLOW RUN #2B LOT 78
Legal Subdivision	WILLOW RUN #2B
Legal Lot Number	78
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	4
Census Block	4015
Census Tract	311602

Owner

604 Gabriel Dr is owned and occupied by an individual who bought it in December 2022.

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	604 GABRIEL DR, O FALLON, MO 63366-1841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK OF ST LOUIS
Sep 9, 2021	Deed of Trust, Mortgage · Line of Credit CENTRAL BANK OF ST LOUIS
Dec 27, 2022	Warranty Deed, Transfer · Conventional Mortgage DAS ACQUISITION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 27, 2022 · Amount on File
Deed Sale	Dec 27, 2022 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Document Number	202267633
Prior Transfer Date	Nov 22, 2016
Prior Transfer Doc	0066561013
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	604 GABRIEL DR, O FALLON, MO 63366-1841
Transaction Type	Mortgage
Record Updated	Jan 17, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 GABRIEL DR, O FALLON, MO 63366-1841
Investor	Possibly a Property Investor

Mortgage

Document Number	0000055000
Date	Jun 30, 2021
Instrument	2021R-055000

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	604 GABRIEL DR, O FALLON, MO 63366-1841
Transaction Type	Mortgage
Record Updated	Jan 17, 2024
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 N MERAMEC AVE 400, 400, SAINT LOUIS, MO 63105-3753

Mortgage

Document Number	0000075634
Date	Sep 9, 2021
Instrument	2021R-075634

Lender

Name	CENTRAL BANK OF ST LOUIS
Type	Bank
Address	SAINT LOUIS, MO 63105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Sep 3, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 27, 2022
Property Address	604 GABRIEL DR, O FALLON, MO 63366-1841
Document Number	0000067633
Map Reference	MB 22 PG 14
Instrument Date	Dec 27, 2022
Instrument	2022R-067633
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 GABRIEL DR, O FALLON, MO 63366-1841

Mortgage

Document Number	0000067634
Date	Dec 27, 2022
Instrument	2022R-067634

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 604 Gabriel Dr was $2,731, up 1% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,304 (-)	$222,654 (-) Land $50,000 Building $172,654
2025	$2,731.00 (+10.03%)	$42,304	$222,654 Land $50,000 Building $172,654
2024	$2,482.00
2023		$37,283
2022			$196,224 Land $40,000 Building $156,224

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 Gabriel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 604 Gabriel Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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