604 Front St, Union Beach (Keyport), NJ 07735 Property Records

Monmouth County and Union Beach Borough property record for 604 Front St, Union Beach, NJ 07735

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,756 sqft · built 2005
Lot Size	0.046 acres (1,982 sqft)
Owner	Individual Name on Record
Last Sale	$334,000 (Mar 2020)
Tax Bill	$9,080 (2025)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`50-00023-0000-00001-03`

Property Details

APN / Parcel Number

Primary APN	`50-00023-0000-00001-03`
Alternative APNs	`50000230000000010003` `00002546`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	1,756 sqft Living Area
1st Floor Area	666 sqft
Upper Floors Area	1,332 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	1,982 sqft (0.046 acres)
Lot Dimensions	110 ft deep x 18 ft wide
Garage Type	Built-in
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	126 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	00002546
Street Address	604 FRONT ST
City	UNION BEACH
State	NJ
Zip	07735-2835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-8
Legal Subdivision	SUNRISE VIEW CONDO
Legal Block	23
Legal Lot Number	1.3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	UNION BEACH
Census Block Group	6
Census Block	6000
Census Tract	801800

Owner

Source: Monmouth County and Union Beach Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 FRONT ST, UNION BEACH, NJ 07735-2835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2020 · Amount on Record
Deed Sale	Mar 31, 2020 · Amount on Record
Prior Sale	Nov 28, 2005
Deed Document Number	202032657
Deed Book / Page	9404 / 2045
Record Updated	Oct 29, 2026

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 31, 2020
Property Address	604 FRONT ST, UNION BEACH, NJ 07735-2835
Document Number	0000032657
Book / Page	009404 / 002045
Instrument Date	Feb 26, 2020
Instrument	32657
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$334.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 FRONT ST UNION BEACH NJ 077352835, UNION BEACH, NJ 07735-2835

Mortgage

Document Number	32658
Date	Mar 31, 2020
Book Page	009404/002054
Instrument	32658

Lender

Name	ADVISORS MTG
Type	Mortgage Company
Address	OCEAN, NJ 07712

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Tax Assessment & Valuation

Source: Monmouth County and Union Beach Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
Municipality	Union Beach Borough
Unified School District	Union Beach Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,400 (+6.64%) Land $233,300 Building $218,100	$451,400 (+6.64%) Land $233,300 Building $218,100
2025	$9,080.00 (-6.94%)	$423,300 (-3.84%) Land $212,000 Building $211,300	$423,300 (-3.84%) Land $212,000 Building $211,300
2024	$9,757.00 (+11.23%)
2023		$440,200 Land $190,300 Building $249,900	$440,200 Land $190,300 Building $249,900
2022	$8,772.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 227 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	235 units insured incl. 8 condo units
Nearby Flood Claims	309 (1978–2012)
Claims Outside the SFHA	27 of 309
Most Recent Claim	Nov 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Nov 2012 · 231 claims Severe Storms And Flooding, Mar 2010 · 12 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 37 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300