Adams County property record for 604 Franklin St, Natchez, MS 39120
| Property Type | Commercial Office |
|---|---|
| Details | 1 ba · 3,341 sqft · built 1880 |
| Lot Size | 0.049 acres (2,125 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,976 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0004 0006 0009 |
| Primary APN | 0004 0006 0009 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 3,341 sqft Total Area |
| 1st Floor Area | 2,005 sqft |
| 2nd Floor Area | 1,336 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Exterior Material | Other |
| Roof Type | Wood Truss |
| Roof Material | Metal |
| Lot Area | 2,125 sqft (0.049 acres) |
| Lot Dimensions | 85 ft deep x 25 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 2555 |
|---|---|
| Street Address | 604 FRANKLIN ST |
| City | NATCHEZ |
| State | MS |
| Zip | 39120-3312 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Commercial Office |
| Local Zoning Code | B3 |
| Legal Description | B&L#604-606 FRANKLIN 41-111E-8 |
| Legal Range | 03W |
| Legal Township | 07N |
| Legal Section | 16 |
| Jurisdiction | ADAMS MS |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Natchez On-Top-of-the-Hill Historic District listed 1979 · 444 contributing resources · NRIS 79003381 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
604 Franklin St, a commercial property, is owned by two individuals.
Source: Adams County records, as of September 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 113 DANA RD, NATCHEZ, MS 39120-4701 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 604 Franklin St was $3,976, up 28.5% from the year before.
Source: Adams County assessment roll, as of March 10, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Adams County |
| Municipality | Natchez City |
| Unified School District | Natchez-Adams School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,976.00 (+28.55%) | $24,341 (+31.35%) | $162,270 (+31.35%) Land $8,780 Building $153,490 |
| 2024 | $3,093.00 | $18,531 (-) | $123,540 (-) Land $8,780 Building $114,760 |
| 2023 | $3,093.00 (+5.85%) Homeowner's exemption | $18,531 (-) Land $1,317 Building $17,214 | $123,540 Land $8,780 Building $114,760 |
| 2022 | $2,922.00 | $18,531 | |
| 2021 | $123,540 Land $8,780 Building $114,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Franklin St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1985–2025) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Franklin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS CO W/A #2-SOUTH public/private · serves 8,097 people · EPA ID MS0010009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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