604 Flume Ct, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 604 Flume Ct, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,989 sqft · built 1997
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on File
Last Sale	$364,000 (Jul 2010)
Tax Bill	$5,389 (2025)
Deeds & Mortgages	Jul 2007 Second Mortgage
APN	`0455002002460`

Property Details

APN / Parcel Number

Primary APN	`0455002002460`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,989 sqft Living Area
1st Floor Area	1,069 sqft
Upper Floors Area	1,069 sqft
Attic	Attic
Attic Area	321 sqft
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	448 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	196 sqft
Deck Area	321 sqft
Patio Area	610 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 FLUME CT
City	CHESAPEAKE
State	VA
Zip	23323-6373
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12AS: RES
Legal Description	246 SAWYER'S MILL PH 1B
Legal Subdivision	SAWYER'S MILL
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1012
Census Tract	21306

Owner

604 Flume Ct is owned and occupied by two individuals who bought it in July 2010.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 FLUME CT, CHESAPEAKE, VA 23323-6373
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2010 · Amount on File
Deed Sale	Jul 9, 2010 · Amount on File
Prior Sale	Jan 9, 2002 · Amount on File
Deed Book / Page	8158 / 275
Record Updated	Oct 29, 2026

July 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	604 FLUME CT, CHESAPEAKE, VA 23323-6373
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007163/648
Date	Jul 20, 2007
Book Page	7163/648

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2027

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 604 Flume Ct was $5,389.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$546,400 (+2.4%) Land $200,000 Building $346,400	$546,400 (+2.4%) Land $200,000 Building $346,400
2025	$5,389.00	$533,600 Land $185,000 Building $348,600	$533,600 Land $185,000 Building $348,600
2023		$505,000 (+10.72%) Land $135,000 Building $370,000	$505,000 (+10.72%) Land $135,000 Building $370,000
2022		$456,100 Land $125,000 Building $331,100	$456,100 Land $125,000 Building $331,100
2019	$3,744.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 604 Flume Ct; there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 48 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	48 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Flume Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880