604 Ferry St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 604 Ferry St, Eau Claire, WI 54703

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,405 sqft · built 1961
Lot Size0.42 acres (18,313 sqft)
Owner2 Individual Names on Record
Last Sale$142,600 (Apr 2010)
Tax Bill$3,457 (2025)
Deeds & MortgagesOct 2021 Mortgage
Oct 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN04-0013-A-000

Property Details

APN / Parcel Number

Primary APN04-0013-A-000
Alternative APNs
  • 18221-2-271025-004-2015
  • 221040013001

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,405 sqft Living Area
Basement Area1,405 sqft
Unfinished Basement1,405 sqft

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Architectural StyleRanch
Exterior MaterialVinyl
Foundation TypeBlock
Lot Area18,313 sqft (0.42 acres)
Lot Dimensions113 ft deep x 171 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces
Patio Area320 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address604 FERRY ST
CityEAU CLAIRE
StateWI
Zip54703-6033
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionA PC OF LAND IN GOV LOT 4 25-27-10 COMM AT THE CTR OF SAID SECT THC W ON 1/4 LN 171 FT THC S ON E LN OF ALY 150 FT THC NELY 1
Legal Range10W
Legal Township27N
Legal Section25
Legal SubdivisionCANDELL'S, WILLIAM ADDITION
Legal Lot Number4
JurisdictionEAU CLAIRE WI
Township / Civil DivisionEAU CLAIRE
Census Block Group3
Census Block3016
Census Tract1300

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address604 FERRY ST, EAU CLAIRE, WI 54703-6033
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
PREVAIL BANK
Oct 20, 2021Deed of Trust, Mortgage · Conventional Mortgage
PREVAIL BANK
Apr 3, 2023Deed of Trust, Mortgage · Line of Credit
ROYAL CU
Apr 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Apr 14, 2017Deed of Trust, Mortgage · Conventional Mortgage
MISCELLANEOUS GOVT AGCY
Apr 14, 2017Deed of Trust, Mortgage
UNITED BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 30, 2010 · Amount on Record
Deed SaleApr 30, 2010 · Amount on Record
Prior SaleMar 11, 2010 · Amount on Record
Deed Document Number201028359
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address604 FERRY ST, EAU CLAIRE, WI 54703-6033
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001221767
DateOct 20, 2021
Instrument1221767
Lender
NamePREVAIL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueNov 1, 2041
Interest
Rate TypeFixed Rate

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address604 FERRY ST, EAU CLAIRE, WI 54703-6033
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0001221765
DateOct 20, 2021
Instrument1221765
Lender
NamePREVAIL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2036
Interest
Rate TypeFixed Rate

April 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address604 FERRY ST, EAU CLAIRE, WI 54703-6033
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001242336
DateApr 3, 2023
Instrument1242336
Lender
NameROYAL CU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 2, 2043

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address604 FERRY ST, EAU CLAIRE, WI 54703-6033
Document Number0001189846
Instrument DateApr 16, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address604 FERRY ST EAU CLAIRE WI 547036033, EAU CLAIRE, WI 54703-6033

Mortgage

Document Number0001189846
DateApr 22, 2020
Instrument1189846
Lender
NameMISCELLANEOUS GOVT AGCY
Address219 FAIRFAX ST, ALTOONA, WI 54720-1181
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 21, 2050

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address604 FERRY ST, EAU CLAIRE, WI 54703-6033
Document Number0001144499
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedJan 9, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address604 FERRY ST EAU CLAIRE WI 547036033, EAU CLAIRE, WI 54703-6033

Mortgage

Document Number0001144499
DateApr 17, 2017
Instrument1144499
Lender
NameMISCELLANEOUS GOVT AGCY
AddressMADISON, WI 53703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueApr 16, 2027

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEAU CLAIRE WI
Property Address604 FERRY ST, EAU CLAIRE, WI 54703-6033
Document Number0001144497
Instrument DateApr 14, 2017
Transaction TypeMortgage
Record UpdatedMay 30, 2017
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address604 FERRY ST EAU CLAIRE WI 547036033, EAU CLAIRE, WI 54703-6033

Mortgage

Document Number0001144497
DateApr 17, 2017
Instrument1144497
Lender
NameUNITED BK
TypeBank
AddressOSSEO, WI 54758-0010
Agreement
AmountAmount Recorded
Term360 Months
DueApr 16, 2047

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyEau Claire County
MunicipalityEau Claire City
Unified School DistrictEau Claire Area School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,457.00$181,600 (+4.25%) Land $34,700 Building $146,900$237,600
2023$174,200 Land $34,700 Building $139,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1980)
Claims Outside the SFHA1 of 1
Most Recent ClaimAug 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAU CLAIRE WATERWORKS
serves 70,587 people · EPA ID WI6180230
Water SourceGroundwater
Last State InspectionOct 2023
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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