604 Eugenia Cir, McAllen, TX 78501 Property Records

Hidalgo County property record for 604 Eugenia Cir, McAllen, TX 78501

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,572 sqft · built 1974
Lot Size0.379 acres (16,500 sqft)
Owner2 Individual Names on File
Last Sale$442,472 (Feb 2025)
Tax Bill$4,387 (2025)
Deeds & MortgagesApr 2026 Mortgage
Feb 2025 Mortgage
APNE755000000000600

Property Details

APN / Parcel Number

Primary APNE755000000000600
Alternative APNs
  • R171538
  • 171538

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,572 sqft Living Area
Gross Area3,108 sqft
1st Floor Area2,572 sqft
FlooringTile

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2013
Exterior MaterialBrick
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area16,500 sqft (0.379 acres)
Lot Dimensions150 ft deep x 110 ft wide
Garage TypeAttached
Garage Area536 sqft
Parking Spaces4 Parking Spaces
Patio Area80 sqft
Canopy64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address604 EUGENIA CIR
CityMCALLEN
StateTX
Zip78501-9018
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEUGENIA LOT 6
Legal SubdivisionEUGENIA - SML
Legal Tract6
Legal Block2
Legal Lot Number6
JurisdictionHIDALGO TX
Township / Civil DivisionMCALLEN-PHARR
Census Block Group2
Census Block2017
Census Tract21201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedLouisiana-Rio Grande Canal Company Irrigation System
listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

604 Eugenia Cir is owned by two individuals who bought it in February 2025.

Source: Hidalgo County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address1405 E IRIS AVE, 3, MCALLEN, TX 78501-3293
Owner TypeIndividual
VestingMarried Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
NONE LISTED ON DOCUMENT
Feb 3, 2025Vendor's Lien, Transfer · VA Mortgage
DIRECTIONS EQUITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 3, 2025 · Amount on File
Deed SaleFeb 3, 2025 · Amount on File
Prior SaleDec 15, 2022
Deed Document Number20253618443
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIDALGO TX
Recording DateApr 1, 2026
Property Address604 EUGENIA CIR, MCALLEN, TX 78501-9018
Document Number0003738626
Instrument DateMar 27, 2026
Instrument20263738626
Transaction TypeMortgage
Record UpdatedJul 13, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants, 205
Address604 EUGENIA CIR, MCALLEN, TX 78501-9018

Mortgage

Document Number0003738626,
DateApr 1, 2026
Instrument20263738626
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate TypeFixed Rate
Rate5.98%
Initial TypeFixed Rate
Max Rate-1%

February 2025: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHIDALGO TX
Recording DateFeb 3, 2025
Property Address604 EUGENIA CIR, MCALLEN, TX 78501-9018
Document Number0003618443
Map ReferenceVOL 17 PG 48
Instrument DateJan 30, 2025
Instrument3618443
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address921 LUCIA DR, MISSION, TX 78572-4687

Transferred To (Grantee/Buyer)

NameVerified Name
Address1405 E IRIS AVE APT 3, 3, MCALLEN, TX 78501-3293

Mortgage

Document Number0003618444
DateFeb 3, 2025
Instrument3618444
Lender
NameDIRECTIONS EQUITY LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 604 Eugenia Cir was $4,387, down 25.8% from the year before.

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHidalgo County
MunicipalityMcAllen City
Unified School DistrictMcAllen Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,281 (+1%)$310,162 (+21.73%) Land $70,950 Building $239,212
2025$4,387.00 (-25.82%)$254,801 Land $70,950 Building $183,851$254,801 Land $70,950 Building $183,851
2024$5,914.00 (+0.68%)
2023$5,874.00 (+17.62%)$249,709 Land $70,950 Building $178,759$249,709 Land $70,950 Building $178,759
2022$4,994.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 604 Eugenia Cir; there have been 6 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 10 policies
Nearby Flood Policies10 in force
Nearby Flood Claims6 (1980–2007)
Claims Outside the SFHA2 of 6
Most Recent ClaimJul 2007

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 604 Eugenia Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMCALLEN PUBLIC UTILITY
serves 145,050 people · EPA ID TX1080006
Water SourceSurface water
Last State InspectionJul 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Smartcom Telephone, TWIN, VTX Communications.

Nearby Properties on Eugenia Cir

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