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604 Elsa Ct, Gunnison, CO 81230 Property Records

Gunnison County property record for 604 Elsa Ct, Gunnison, CO 81230 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,757 sqft · built 2013
Lot Size0.171 acres (7,449 sqft)
Owner2 Individual Names on File
Last Sale$20,000 (Aug 2013)
Tax Bill$2,297 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR071266

Property Details

APN / Parcel Number

Primary APNR071266
Alternative APN
  • 378702242014

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,757 sqft Living Area

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleConventional
Roof MaterialAsphalt
Lot Area7,449 sqft (0.171 acres)
Garage Area636 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemSpace Heater
SewerConnected

Location & Zoning

Account NumberR071266
Street Address604 ELSA CT
CityGUNNISON
StateCO
Zip81230-8803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 29, MEADOW VISTA SOUTH SUBDIVISION
Legal SubdivisionMEADOW VISTA SOUTH
Legal Lot Number29
JurisdictionGUNNISON CO
Township / Civil DivisionGUNNISON
Census Block Group2
Census Block2046
Census Tract963701

Owner

Source: Gunnison County records · APN R071266

Assessment roll updated February 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address57564 US HIGHWAY 50, GUNNISON, CO 81230-9514
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2025Deed of Trust, Mortgage · Line of Credit
ALPINE BANK A COLORADO BANKING CORPORATI
Nov 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
BAY EQUITY LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 12, 2013 · Amount on Record
Deed SaleAug 12, 2013 · Amount on Record
Deed Document Number2013622047
Record UpdatedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUNNISON CO
Property Address604 ELSA CT, GUNNISON, CO 81230-8803
Transaction TypeMortgage
Record UpdatedOct 24, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 ELSA CT, GUNNISON, CO 81230-8803

Mortgage

Document Number0000705084
DateOct 15, 2025
Instrument705084
Lender
NameALPINE BANK A COLORADO BANKING CORPORATI
Address400 7TH ST S, RIFLE, CO 81650
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueOct 25, 2026
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUNNISON CO
Property Address604 ELSA CT, GUNNISON, CO 81230-8803
Transaction TypeMortgage
Record UpdatedJun 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 ELSA CT, GUNNISON, CO 81230-8803

Mortgage

Document Number0000671332
DateNov 18, 2020
Instrument671332
Lender
NameBAY EQUITY LLC
TypeMortgage Company
AddressCORTE MADERA, CA 94925
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

Tax Assessment & Valuation

Source: Gunnison County records · Assessment roll updated February 24, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateColorado
CountyGunnison County
MunicipalityGunnison City
Unified School DistrictGunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,297.00 (+21.02%)$42,210 (+5%) Land $11,930 Building $30,280$675,390 (+12.58%) Land $190,900 Building $484,490
2024$1,898.00 (+1.71%)$40,200 (+10.11%) Land $9,670 Building $30,530
2023$1,866.00 (-4.45%)$36,510 (+11.51%) Land $8,780 Building $27,730$599,940 (+27.36%) Land $144,300 Building $455,640
2022$1,953.00$32,740 Land $4,870 Building $27,870$471,050 Land $70,000 Building $401,050

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Gunnison County (08051C), updated September 11, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080519637012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 45 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies45 in force

Wildfire

Wildfire RiskLow
above 20% of the US · above 9% of Colorado
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 184 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
Istari HoldingsFixed Wireless (unlicensed)500 / 100
Visionary CommunicationsFixed Wireless (unlicensed)100 / 20

May also be available at this address: Clearnetworx, Visionary Communications, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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