604 Elm Dr, Plainfield, IN 46168 Property Records

Hendricks County property record for 604 Elm Dr, Plainfield, IN 46168

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,881 sqft · built 1976
Lot Size	0.358 acres (15,594 sqft)
Owner	Individual Name on File
Last Sale	$278,000 (Sep 2017)
Tax Bill	$3,428 (2025)
Deeds & Mortgages	Jan 2026 Mortgage May 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`021-236511-125009`

Property Details

APN / Parcel Number

Primary APN	`021-236511-125009`
Alternative APNs	`32-10-36-125-009.000-012` `2123651E125009` `00000048393`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	2,881 sqft Living Area
1st Floor Area	2,881 sqft
Basement Area	710 sqft
Unfinished Basement	710 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1992
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	15,594 sqft (0.358 acres)
Lot Dimensions	128 ft deep x 135 ft wide
Garage Type	Attached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000048393
Street Address	604 ELM DR
City	PLAINFIELD
State	IN
Zip	46168-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT HILL SEC 2 LOT 44
Legal Subdivision	WALNUT HILL
Legal Lot Number	44
Jurisdiction	HENDRICKS IN
Township / Civil Division	GUILFORD
Census Block Group	2
Census Block	2016
Census Tract	210802

Owner

604 Elm Dr is owned and occupied by an individual who bought it in September 2017.

Source: Hendricks County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	604 ELM DR, PLAINFIELD, IN 46168-2116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 31, 2018	Deed of Trust, Mortgage · VA Mortgage SUNWEST MORTGAGE CO
Apr 13, 2020	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE CO INC
May 9, 2019	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE CO INC
Sep 20, 2021	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE CO INC
Jul 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage INDIANA UNIVERSITY CU
Sep 21, 2017	Deed, Transfer · VA Mortgage BAILEY & WOOD FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2017 · Amount on File
Deed Sale	Sep 21, 2017 · Amount on File
Prior Sale	Aug 30, 2017 · Amount on File
Deed Document Number	201722470
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	604 ELM DR, PLAINFIELD, IN 46168-2116
Transaction Type	Mortgage
Record Updated	Feb 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202601430
Date	Jan 22, 2026
Instrument	202601430

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	604 ELM DR, PLAINFIELD, IN 46168-2116
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201811506
Date	May 31, 2018
Instrument	201811506

Lender

Name	SUNWEST MORTGAGE CO
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	604 ELM DR, PLAINFIELD, IN 46168-2116
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202008792
Date	Apr 13, 2020
Instrument	202008792

Lender

Name	SUN WEST MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	604 ELM DR, PLAINFIELD, IN 46168-2116
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201908970
Date	May 9, 2019
Instrument	201908970

Lender

Name	SUN WEST MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	604 ELM DR, PLAINFIELD, IN 46168-2116
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202131034
Date	Sep 20, 2021
Instrument	202131034

Lender

Name	SUN WEST MORTGAGE CO INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDRICKS IN
Property Address	604 ELM DR, PLAINFIELD, IN 46168-2116
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202218058
Date	Jul 28, 2022
Instrument	202218058

Lender

Name	INDIANA UNIVERSITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 27, 2037

Interest

Rate Type	Fixed Rate

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDRICKS IN
Recording Date	Sep 21, 2017
Property Address	604 ELM DR, PLAINFIELD, IN 46168-2116
Document Number	0201722470
Instrument Date	Aug 30, 2017
Instrument	201722470
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 ELM DR, PLAINFIELD, IN 46168-2116

Mortgage

Document Number	0201722471
Date	Sep 21, 2017
Instrument	201722471

Lender

Name	BAILEY & WOOD FINANCIAL GROUP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 604 Elm Dr was $3,428 with a homeowner's exemption, down 15.6% from the year before.

Source: Hendricks County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hendricks County
County Subdivision	Guilford Township
Municipality	Plainfield Town
Unified School District	Plainfield Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,428.00 (-15.65%) Homeowner's exemption	$440,800 Land $65,000 Building $375,800	$440,800 Land $65,000 Building $375,800
2024	$4,064.00 (+8.46%)
2023	$3,747.00 (+10.96%)	$426,300 Land $63,900 Building $362,400	$426,300 Land $63,900 Building $362,400
2022	$3,377.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Elm Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1986–2015)
Claims Outside the SFHA	1 of 12
Most Recent Claim	Jul 2015 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Sep 2003 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 604 Elm Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLAINFIELD WATER WORKS serves 34,477 people · EPA ID IN5232020
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 348 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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