604 Elizabeth St, Troy, TX 76579 Property Records

Bell County property record for 604 Elizabeth St, Troy, TX 76579

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,016 sqft · built 1974
Lot Size	0.358 acres (15,625 sqft)
Owner	Individual Name on Record
Tax Bill	$1,844 (2023)
Deeds & Mortgages	Apr 2024 Mortgage Jun 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0376590522`

Property Details

APN / Parcel Number

Primary APN	`0376590522`
Alternative APNs	`861051` `67400`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,016 sqft Living Area
1st Floor Area	2,016 sqft
Interior Walls	Wood

Exterior

Year Built	Built 1974
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,625 sqft (0.358 acres)
Lot Dimensions	125 ft deep x 125 ft wide
Garage Type	Carport
Garage Area	462 sqft
Carport	Carport
Carport Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	48 sqft
Canopy	400 sqft
Storage Building	140 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	861051
Street Address	604 ELIZABETH ST
City	TROY
State	TX
Zip	76579-2636
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY HILLS, BLOCK 001, LOT 0014
Legal Subdivision	SUNNY HILLS
Legal Block	1
Legal Lot Number	14
Jurisdiction	BELL TX
Township / Civil Division	EAST BELL
Census Block Group	2
Census Block	2024
Census Tract	20102

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	604 ELIZABETH ST, TROY, TX 76579-2636
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW LOAN SERVICING LLC
Jun 30, 2023	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 4, 2020	Deed of Trust, Mortgage · VA Mortgage GUILD MORTGAGE CO
Jun 13, 2019	Vendor's Lien, Transfer · VA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2023
Deed Sale	Jun 30, 2023
Prior Sale	Jun 13, 2019
Deed Document Number	2023029061
Record Updated	Jun 7, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	604 ELIZABETH ST, TROY, TX 76579-2636
Transaction Type	Mortgage
Record Updated	Apr 17, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 ELIZABETH ST, TROY, TX 76579-2636

Mortgage

Document Number	0000013833
Date	Apr 3, 2024
Instrument	2024013833

Lender

Name	LAKEVIEW LOAN SERVICING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	351 Months
Due	Jul 1, 2053

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 30, 2023
Property Address	604 ELIZABETH ST, TROY, TX 76579-2636
Document Number	0000029061
Map Reference	CAB A SL 288-D
Instrument Date	Jun 30, 2023
Instrument	2023029061
Transaction Type	Transfer
Record Updated	Jul 19, 2023
Title Company	MONTEITH ABSTRACT AND TITLE COMPANY, MONTEITH ABSTRACT & TTL CO T

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 ELIZABETH ST, TROY, TX 76579-2636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 ELIZABETH ST, TROY, TX 76579-2636

Mortgage

Document Number	0000029062
Date	Jun 30, 2023
Instrument	2023029062

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	604 ELIZABETH ST, TROY, TX 76579-2636
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000067376
Date	Dec 4, 2020
Instrument	2020-00067376

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jun 13, 2019
Property Address	604 ELIZABETH ST, TROY, TX 76579-2636
Document Number	0000025155
Map Reference	CAB A SL 288-D
Instrument Date	Jun 7, 2019
Instrument	2019-00025155
Transaction Type	Transfer
Record Updated	Sep 30, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13060 IRON BRIDGE PARK RD, 13060, MOODY, TX 76557-3073

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 ELIZABETH ST, TROY, TX 76579-2636

Mortgage

Document Number	0000025156
Date	Jun 13, 2019
Instrument	2019-00025156

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Troy City
Unified School District	Troy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,844.00 (-25.82%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$216,812 (+21.44%) Land $17,250 Building $199,562	$216,812 (+21.44%) Land $17,250 Building $199,562
2022	$2,486.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$178,538 Land $18,000 Building $160,538	$178,538 Land $18,000 Building $160,538

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY serves 4,367 people · EPA ID TX0140037
Water Source	Purchased surface water from CITY OF TEMPLE
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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