604 E Washington Ave, Effingham, IL 62401 Property Records

Effingham County property record for 604 E Washington Ave, Effingham, IL 62401 · Last verified August 2023

Property Summary

Property Type	Single Family Home
Details	1,449 sqft · built 1955
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$160,000 (Sep 2021)
Tax Bill	$2,859 (2022)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-16-027-007`

Property Details

APN / Parcel Number

Primary APN	`03-16-027-007`

Interior

Stories	1 Story
Building Area	1,449 sqft Base Area
Basement Area	1,449 sqft

Exterior

Year Built	Built 1955
Construction Type	Masonry / Concrete Block
Lot Area	8,712 sqft (0.2 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	604 E WASHINGTON AVE
City	EFFINGHAM
State	IL
Zip	62401-3443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	29FT OF W LOT 7 & 52FT E LOT 8 A H GRUEL SUB 3722/302 2409/239 1721/131 555/327 290/76 261 OR 264/137
Legal Subdivision	A H GRUEL SUBDIVISION
Legal Lot Number	7-8
Jurisdiction	EFFINGHAM IL
Township / Civil Division	DOUGLAS
Census Block Group	1
Census Block	1085
Census Tract	950600

Owner

Source: Effingham County records · APN 03-16-027-007

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	604 E WASHINGTON AVE, EFFINGHAM, IL 62401-3443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 13, 2021 · Amount on Record
Deed Sale	Sep 13, 2021 · Amount on Record
Prior Sale	May 15, 2008
Deed Document Number	202121004576
Deed Book / Page	3722 / 302
Record Updated	Jun 07, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM IL
Recording Date	Sep 13, 2021
Property Address	604 E WASHINGTON AVE, EFFINGHAM, IL 62401-3443
Document Number	3722/302
Book / Page	3722 / 302
Map Reference	PL 3 PG 32
Instrument Date	Sep 10, 2021
Instrument	202121004576
Transaction Type	Transfer
Record Updated	Oct 27, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	604 E WASHINGTON AVE, EFFINGHAM, IL 62401-3443

Mortgage

Document Number	202121004577
Date	Sep 13, 2021
Instrument	202121004577

Lender

Name	DIETERICH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Douglas Township
Municipality	Effingham City
Unified School District	Effingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$2,859.00 Homeowner's exemption	$49,270 Land $9,010 Building $40,260	$147,810 Land $27,030 Building $120,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.