604 E Summer St, Monroe City, MO 63456 Property Records

Monroe County property record for 604 E Summer St, Monroe City, MO 63456

Property Summary

Property Type	Single Family Home
Details	1 ba · 752 sqft · built 1968
Lot Size	0.115 acres (5,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,725 (Jul 2026)
Tax Bill	$325 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-4.0-18-002-027-004.000`

Property Details

APN / Parcel Number

Primary APN	`01-4.0-18-002-027-004.000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	752 sqft Adjusted Area
1st Floor Area	752 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Metal
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Street Address	604 E SUMMER ST
City	MONROE CITY
State	MO
Zip	63456-1743
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 9 OF WARNER'S SUBDIVISION SECOND ADDITION TO MONROE CITY, MO
Legal Range	07W
Legal Township	56N
Legal Section	18
Legal Subdivision	WARNER'S SUBDIVISION SECOND ADDITION
Legal Block	9
Legal Lot Number	2
Jurisdiction	MONROE MO
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1015
Census Tract	960100

Owner

Source: Monroe County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	126 E DOVER ST, MONROE CITY, MO 63456-1616
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Warranty Deed, Transfer · Seller Carry-Back GREEN STONE 3 LLC
Feb 3, 2020	Deed of Trust, Mortgage · Commercial Mortgage ALLIANT BANK
Jun 29, 2006	Deed of Trust, Mortgage · Conventional Mortgage SILVER STATE FINANCIAL SERVICES INC
Jul 31, 2014	Warranty Deed, Transfer · Conventional Mortgage ALLIANT BANK
Jun 12, 2006	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Jul 31, 2014 · Amount on Record
Deed Document Number	2026956
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Jul 29, 2026
Property Address	604 E SUMMER ST, MONROE CITY, MO 63456-1743
Document Number	0000000956
Instrument Date	Jul 24, 2026
Instrument	2026956
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	126 E DOVER ST, MONROE CITY, MO 63456-1616

Mortgage

Document Number	0000000957,
Date	Jul 29, 2026
Instrument	2026957

Lender

Name	GREEN STONE 3 LLC
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

Interest

Rate	6.47%
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	604 E SUMMER ST, MONROE CITY, MO 63456-1743
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020200154
Date	Feb 3, 2020
Instrument	2020-0154

Lender

Name	ALLIANT BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE MO
Property Address	604 E SUMMER ST, MONROE CITY, MO 63456-1743
Transaction Type	Mortgage
Record Updated	Feb 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00318/1169
Date	Jun 29, 2006
Book Page	318/1169
Instrument	06232006

Lender

Name	SILVER STATE FINANCIAL SERVICES INC
Type	Non-Lending Institution
Address	LAS VEGAS, NV 89123

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2036

July 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MO
Recording Date	Jul 31, 2014
Property Address	604 E SUMMER ST, MONROE CITY, MO 63456-1743
Document Number	0020140976
Instrument Date	Jul 31, 2014
Instrument	2014-0976
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E SUMMER ST, MONROE CITY, MO 63456-1743

Mortgage

Document Number	0020140977
Date	Jul 31, 2014
Instrument	2014-0977

Lender

Name	ALLIANT BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

June 2006: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE MO
Recording Date	Jun 12, 2006
Property Address	604 E SUMMER ST, MONROE CITY, MO 63456-1743
Document Number	00318/0650
Book / Page	318 / 0650
Instrument Date	Jun 9, 2006
Transaction Type	Transfer
Record Updated	Feb 12, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E SUMMER ST, MONROE CITY, MO 63456-1743

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of February 12, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Monroe County
Municipality	Monroe City
Unified School District	Monroe City R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$4,600 (-)	$24,200 (-)
2025	$325.00 (+32.65%)	$4,600 (+17.95%)	$24,200 (+18.05%) Land $2,400 Building $21,800
2023		$3,900	$20,500
2020	$245.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 17, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1996–1998)
Most Recent Claim	Apr 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE CITY PWS serves 2,500 people · EPA ID MO2010538
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026 Turbidity resolved · Jun 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Mark Twain Communications Company Fixed Wireless	300 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Chariton Valley Communication, Ralls Technologies.

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