604 E Rutland St, Covington, LA 70433 Property Records

St. Tammany Parish property record for 604 E Rutland St, Covington, LA 70433

Property Summary

Property Type	Commercial
Details	2,448 sqft · built 2004
Owner	Individual Name on Record
Last Sale	$85,000
Tax Bill	$3,266 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Apr 2018 Mortgage + 1 more
APN	`106-008-8455`

Property Details

APN / Parcel Number

Primary APN	`106-008-8455`
Alternative APN	`19969`

Interior

Building Area	2,448 sqft Total Area

Exterior

Year Built	Built 2004

Location & Zoning

Old Parcel Number	106-008-8455
Street Address	604 E RUTLAND ST
City	COVINGTON
State	LA
Zip	70433-3221
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W.50 OF LOTS 1 2 SQ 8 DIVISION OF ST JOHN COVINGTON MEAS 60 RUTLAND ST 100 NEW HAMPSHIRE ST CB 206 617 INST NO 1027475
Legal Subdivision	COMMERCIAL DIV OF ST JOHN 06
Legal Lot Number	1 2
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1036
Census Tract	40602

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Division of St. John Historic District (Boundary Decrease) listed 2023 · 180 contributing resources · NRIS 82000461

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Tammany Parish records, as of February 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 E RUTLAND ST, COVINGTON, LA 70433-3221
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS SAVINGS BANK
Apr 26, 2018	Deed of Trust, Mortgage · Seller Carry-Back JEANELL LANDWEHR
Jan 27, 2023	Deed of Trust, Mortgage · Seller Carry-Back ANDREW E BULLOCH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Amount on Record
Deed Sale	Amount on Record
Deed Document Number	1027475
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	604 E RUTLAND ST, COVINGTON, LA 70433-3221
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002097896
Date	Feb 12, 2018
Instrument	2097896

Lender

Name	CITIZENS SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	604 E RUTLAND ST, COVINGTON, LA 70433-3221
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002107893
Date	Apr 26, 2018
Instrument	2107893

Lender

Name	JEANELL LANDWEHR
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	120 Months
Due	Apr 26, 2028

Interest

Rate Type	Fixed Rate

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	604 E RUTLAND ST, COVINGTON, LA 70433-3221
Transaction Type	Mortgage
Record Updated	Apr 1, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002360660
Date	Jan 27, 2023
Instrument	2360660

Lender

Name	ANDREW E BULLOCH
Type	Seller
Address	NA

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	12 Months
Due	Jan 27, 2024

Tax Assessment & Valuation

Source: St. Tammany Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Municipality	Covington City
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,266.00 (-4.03%)	$22,032 (-) Building $22,032	$146,880 (-) Building $146,880
2024	$3,403.00 (-7.33%)	$22,032 (-29%) Building $22,032	$146,880 (-37.99%) Building $146,880
2023	$3,672.00	$31,032 (-) Land $9,000 Building $22,032	$236,880 (-) Land $90,000 Building $146,880
2022	$3,672.00	$31,032 Land $9,000 Building $22,032	$236,880 Land $90,000 Building $146,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 178 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	178 in force
Nearby Flood Claims	90 (1980–2022)
Claims Outside the SFHA	30 of 90
Most Recent Claim	Dec 2022 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2016 · 20 claims Hurricane Katrina, Aug 2005 · 21 claims Tropical Storm Allison, Jun 2001 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 60% of Louisiana
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people · EPA ID LA1103011
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Metronet Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: REV.

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