604 E Ridgeland Ave, McAllen, TX 78503 Property Records

Hidalgo County property record for 604 E Ridgeland Ave, McAllen, TX 78503

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 3,536 sqft · built 2000
Lot Size	0.195 acres (8,500 sqft)
Owner	Company Name on Record
Tax Bill	$9,204 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2024 Transfer
APN	`F105002000002600`

Property Details

APN / Parcel Number

Primary APN	`F105002000002600`
Alternative APNs	`R173391` `173391`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,536 sqft Living Area
Gross Area	3,584 sqft
1st Floor Area	2,298 sqft
2nd Floor Area	1,238 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2016
Exterior Material	Brick
Roof Type	Hip
Roof Material	Metal
Lot Area	8,500 sqft (0.195 acres)
Lot Dimensions	100 ft deep x 85 ft wide
Garage Type	Carport
Garage Area	506 sqft
Carport	Carport
Carport Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	48 sqft
Canopy	572 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	604 E RIDGELAND AVE
City	MCALLEN
State	TX
Zip	78503-1322
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FAIRWAY GRANDE VILLAGE UT NO. 2 LOT 26
Legal Subdivision	FAIRWAY GRANDE VILLAGE UT NO. 2 - SML
Legal Block	3
Legal Lot Number	26
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	3
Census Block	3014
Census Tract	21203

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	604 E RIDGELAND AVE, MCALLEN, TX 78503-1322
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE
Dec 17, 2024	Correction Deed

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2024
Deed Sale	Dec 17, 2024
Prior Sale	Jul 26, 2024
Deed Document Number	20243606732
Prior Transfer Date	Jul 24, 2024
Prior Transfer Doc	0003606732
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Property Address	604 E RIDGELAND AVE, MCALLEN, TX 78503-1322
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	VALLEY LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	BENITO JUARES 480 BARRIO DE LA VERACRUZ, ZINACANTEPEC XX, 51356

Mortgage

Document Number	0003736966
Date	Mar 26, 2026
Instrument	3736966

Lender

Name	INTERNATIONAL BANK OF COMMERCE
Type	Bank
Address	AUSTIN, TX 78758

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Apr 1, 2031
Change Frequency	6 Months
Min Rate At Change	7.5%
Max Rate At Change	9.5%
Index	SOFR Average 30-Day
Max Rate	12.5%

December 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	HIDALGO TX
Recording Date	Dec 17, 2024
Property Address	604 E RIDGELAND AVE, MCALLEN, TX 78503-1322
Document Number	0003606732
Map Reference	VOL 19 PG 174
Instrument Date	Jul 24, 2024
Instrument	3606732
Record Updated	Nov 11, 2025

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 E RIDGELAND AVE, MCALLEN, TX 78503-1322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E RIDGELAND AVE, MCALLEN, TX 78503-1322

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	McAllen City
Unified School District	McAllen Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$372,928 (-7.63%) Land $93,500 Building $279,428	$372,928 (-7.63%) Land $93,500 Building $279,428
2025	$9,204.00 (+195.19%)	$403,746 (+42.78%) Land $93,500 Building $310,246	$403,746 (+36.49%) Land $93,500 Building $310,246
2024	$3,118.00 (-42.43%)
2023	$5,416.00 (+24.22%) Homeowner's exemption Senior Citizen's exemption	$282,765 Land $80,750 Building $215,050	$295,800 Land $80,750 Building $215,050
2022	$4,360.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	20 (2018–2025)
Claims Outside the SFHA	20 of 20
Most Recent Claim	Mar 2025 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2025 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCALLEN PUBLIC UTILITY serves 145,050 people · EPA ID TX1080006
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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