604 E Plum Creek Rd, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 604 E Plum Creek Rd, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 4,655 sqft · built 1982
Lot Size	0.668 acres (29,107 sqft)
Owner	2 Trust Names on Record
Tax Bill	$14,305 (2025)
Deeds & Mortgages	Oct 2023 Mortgage Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-33-401-033-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-33-401-033-000`
Alternative APN	`49643`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	20 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	1 Story
Building Area	4,655 sqft Finished Area
Gross Area	4,583 sqft
1st Floor Area	3,175 sqft
Upper Floors Area	1,408 sqft
Basement Area	3,175 sqft
Finished Basement	1,603 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	29,107 sqft (0.668 acres)
Lot Dimensions	256 ft deep x 113 ft wide
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Pool
Porch	Slab
Porch Area	24 sqft
Deck Area	512 sqft
Patio Area	1,128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	49643
Street Address	604 E PLUM CREEK RD
City	SIOUX FALLS
State	SD
Zip	57105-6949
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 23D & 24 BLOCK 4 TOMAR HILLS ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	TOMAR HILLS ADDN
Legal Block	4
Legal Lot Number	23D,24
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2009
Census Tract	1902

Owner

Source: Minnehaha County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	604 E PLUM CREEK RD, SIOUX FALLS, SD 57105-6949
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2023	Deed of Trust, Mortgage · SBA Mortgage FIRST BANK & TRUST
Dec 29, 2022	Deed of Trust, Mortgage · Line of Credit FIRST BANK & TRUST
Dec 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	604 E PLUM CREEK RD, SIOUX FALLS, SD 57105-6949
Transaction Type	Mortgage
Record Updated	Dec 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E PLUM CREEK RD, SIOUX FALLS, SD 57105-6949

Mortgage

Document Number	MTG1975/1001
Date	Oct 5, 2023
Book Page	MTG 1975/1001

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57101

Agreement

Type	SBA Mortgage
Amount	Amount Recorded

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	604 E PLUM CREEK RD, SIOUX FALLS, SD 57105-6949
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1964MTG/599
Date	Dec 29, 2022
Book Page	1964 MTG/599

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57101

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	604 E PLUM CREEK RD, SIOUX FALLS, SD 57105-6949
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1873MTG/0364
Date	Dec 5, 2019
Book Page	1873 MTG/0364

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2034

Tax Assessment & Valuation

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,359,282 (+27.13%) Land $92,373 Building $1,266,909	$1,359,282 Land $92,373 Building $1,266,909
2025	$14,305.00	$1,069,200 (+5.1%) Land $93,400 Building $975,800
2024	$14,305.00 (+24.39%)	$1,017,300 (+31.76%) Land $93,400 Building $923,900
2022	$11,500.00	$772,100 Land $68,300 Building $703,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	45 (1984–2024)
Claims Outside the SFHA	20 of 45
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Winter Storm, Snowstorm, And Flooding, Mar 2019 · 16 claims Severe Storms And Flooding, Jul 2010 · 16 claims Severe Storms, Tornadoes & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 89% of South Dakota
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Bluepeak Fiber	5,000 / 5,000
Midco Cable	2,000 / 350
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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