604 E Mill St, Ossian, IN 46777 Property Records

Wells County property record for 604 E Mill St, Ossian, IN 46777 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 1990
Square Footage	1,064 sqft Living Area
Lot Size	10,629 sqft (0.244 acres)
Occupancy	Owner Occupied
Last Sale	$157,100 (2022)
Tax Bill	$896.00 (2025)

Owner

Source: Wells County records · APN 90-02-15-510-032.000-009

Assessment roll updated June 26, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	604 E MILL ST, OSSIAN, IN 46777-9240
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 18, 2022 · Amount on Record
Deed Sale	May 18, 2022 · Amount on Record
Prior Sale	May 18, 2022 · Amount on Record
Deed Doc Number	20222232
Transfer Doc	0000002231
Record Refreshed	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	May 18, 2022
Property Address	604 E MILL ST, OSSIAN, IN 46777-9240
Document Number	0020222232
Map Reference	PB 4 PG 17A
Instrument Date	May 16, 2022
Instrument	20222232
Transaction Type	Transfer
Record Updated	Jun 13, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E MILL ST, OSSIAN, IN 46777-9240

Mortgage

Document Number	0020222233
Date	May 18, 2022
Instrument	20222233

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2052

Interest

Rate Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change Date	Jun 01, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year CMT

Tax Assessment & Valuation

Source: Wells County records · Assessment roll updated June 26, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wells County
County Subdivision	Jefferson Township
Municipality	Ossian Town
Unified School District	Northern Wells Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$896.00 (+14.29%) Homeowner's exemption	$156,000 (+14.45%) Land $36,000 Building $120,000	$156,000 (+14.45%) Land $36,000 Building $120,000
2024	$784.00 (-1.88%)
2023		$136,300 (+18.42%) Land $31,500 Building $104,800	$136,300 (+18.42%) Land $31,500 Building $104,800
2022	$799.00	$115,100 Land $18,500 Building $96,600	$115,100 Land $18,500 Building $96,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wells County (18179C), updated September 30, 2016 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 27% of Indiana
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`90-02-15-510-032.000-009`
Alternative APNs	`00001569951` `0151070932`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Building Area	1,064 sqft Living Area
1st Floor	1,064 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1990
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Asphalt Roof
Lot Area	10,629 sqft (0.244 acres)
Depth X Width	150 ft x 71 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	308 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Gas Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	00001569951
Street Address	604 E MILL ST
City	OSSIAN
State	IN
Zip	46777-9240
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MILLSIDE PLACE SEC E LOT 32 (15-K)
Legal Subdivision	MILLSIDE PLACE SECTION E
Legal Lot Number	32
Jurisdiction	WELLS IN
Minor Civil Division	JEFFERSON
Census Blockgroup	4
Census Block	4010
Census Tract	40100