Champaign County property record for 604 E Locust St, Tolono, IL 61880 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,248 sqft · built 1965 |
| Lot Size | 0.205 acres (8,933 sqft) |
| Owner | Company Name on File |
| Last Sale | $178,000 (May 2026) |
| Tax Bill | $3,202 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Oct 2025 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-26-25-177-006 |
| Primary APN | 29-26-25-177-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 2,808 sqft |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,248 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | A-Frame |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Other |
| Lot Area | 8,933 sqft (0.205 acres) |
| Garage Type | Attached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 280 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 604 E LOCUST ST |
|---|---|
| City | TOLONO |
| State | IL |
| Zip | 61880-9554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 GUNNINGS ADD |
| Legal Range | 08E |
| Legal Township | 18N |
| Legal Section | 25 |
| Legal Subdivision | GUNNINGS ADD |
| Legal Lot Number | 10 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | TOLONO |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10901 |
Source: Champaign County records · APN 29-26-25-177-006
Assessment roll updated April 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 604 E LOCUST ST, TOLONO, IL 61880-9554 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 11, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANKCHAMPAIGN |
| Oct 31, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on Record |
| Deed Sale | May 11, 2026 · Amount on Record |
| Deed Document Number | 20266866 |
| Prior Transfer Date | Nov 06, 2020 |
| Prior Transfer Doc | 0000024254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | May 11, 2026 |
| Property Address | 604 E LOCUST ST, TOLONO, IL 61880-9554 |
| Document Number | 0000006866 |
| Instrument Date | Apr 23, 2026 |
| Instrument | 2026.6866 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $26,967.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 604 E LOCUST ST, TOLONO, IL 61880-9554 |
| Document Number | 0000006867, |
|---|---|
| Date | May 11, 2026 |
| Instrument | 2026..6867 |
| Name | BANKCHAMPAIGN |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Property Address | 604 E LOCUST ST, TOLONO, IL 61880-9554 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|---|
| Address | 604 E LOCUST ST, TOLONO, IL 61880-9554 |
| Document Number | 0000016733 |
|---|---|
| Date | Oct 31, 2025 |
| Instrument | 2025R16733 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2055 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Tolono Township |
| Municipality | Tolono Village |
| Unified School District | Tolono Community Unit School District 7 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,202.00 (+140.03%) | $59,450 (+25.26%) Land $12,090 Building $47,360 | $178,350 (+25.26%) Land $36,270 Building $142,080 |
| 2024 | $1,334.00 (-4.1%) | ||
| 2022 | $1,391.00 Homeowner's exemption Senior Citizen's exemption | $47,460 Land $9,650 Building $37,810 | $142,380 Land $28,950 Building $113,430 |
Source: FEMA National Flood Hazard Layer, Champaign County (17019C), updated July 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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