604 E Laurel St, Fort Collins, CO 80524 Property Records

Larimer County property record for 604 E Laurel St, Fort Collins, CO 80524

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1956
Lot Size	0.072 acres (3,149 sqft)
Owner	Individual Name on Record
Last Sale	$335,000 (May 2021)
Tax Bill	$2,629 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`97132-33-014`

Property Details

APN / Parcel Number

Primary APN	`97132-33-014`
Alternative APN	`R0049336`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	728 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1956
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	3,149 sqft (0.072 acres)
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0049336
Old Parcel Number	9713233014
Street Address	604 E LAUREL ST
City	FORT COLLINS
State	CO
Zip	80524-3148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT PT 120 FT E OF SW COR BLK 176, FTC, TH N 45 FT, E 70 FT, S 45 FT, W 70 FT TO BEG
Legal Range	69
Legal Township	07
Legal Section	13
Legal Quarter	NW
Legal Subdivision	FTC BLK 176
Legal Block	176
Legal Lot Number	014
Jurisdiction	LARIMER CO
Township / Civil Division	FORT COLLINS
Census Block Group	1
Census Block	1011
Census Tract	700

Owner

Source: Larimer County records, as of February 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	604 E LAUREL ST, FORT COLLINS, CO 80524-3148
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
May 11, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2021 · Amount on Record
Deed Sale	May 11, 2021 · Amount on Record
Prior Sale	May 11, 2007 · Amount on Record
Deed Document Number	20210046607
Record Updated	Jun 8, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LARIMER CO
Property Address	604 E LAUREL ST, FORT COLLINS, CO 80524-3148
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054533
Date	Nov 20, 2025
Instrument	20250054533

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LARIMER CO
Recording Date	May 11, 2021
Property Address	604 E LAUREL ST, FORT COLLINS, CO 80524-3148
Document Number	0000046607
Instrument Date	May 10, 2021
Instrument	20210046607
Transaction Type	Transfer
Record Updated	May 19, 2021
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$33.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4908 PYRENEES DR, 4908, FORT COLLINS, CO 80526-3844

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	604E E LAUREL ST, FORT COLLINS, CO 80524-3148

Mortgage

Document Number	0000046608
Date	May 11, 2021
Instrument	20210046608

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Larimer County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Larimer County
Municipality	Fort Collins City
Unified School District	Poudre School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,629.00 (+24.95%)	$26,388 (-1.29%) Land $3,813 Building $22,575	$422,200 (+5.81%) Land $61,000 Building $361,200
2023	$2,104.00 (+9.87%)	$26,733 (+31.77%) Land $4,087 Building $22,646	$399,000 (+36.69%) Land $61,000 Building $338,000
2022	$1,915.00	$20,288 Land $4,240 Building $16,048	$291,900 Land $61,000 Building $230,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.8% of Colorado
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FT COLLINS serves 179,901 people · EPA ID CO0135291
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fort Collins Connexion Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Vistabeam Fixed Wireless	500 / 80
Rise Broadband Fixed Wireless	100 / 20

May also be available: CenturyLink, T-Mobile, Verizon.

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