604 E Lake St, Waupaca, WI 54981 Property Records

Waupaca County property record for 604 E Lake St, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,876 sqft · built 1920
Lot Size	0.294 acres (12,794 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Jul 2019)
Tax Bill	$3,164 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-30-70-171`

Property Details

APN / Parcel Number

Primary APN	`34-30-70-171`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,876 sqft Gross Area
Basement Area	896 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Old Style
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	12,794 sqft (0.294 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	604 E LAKE ST
City	WAUPACA
State	WI
Zip	54981-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E4RDS OF W8RDS OL61 HIBBARDS ADD V397P559 V568P698 V732P93
Legal Range	12E
Legal Township	22N
Legal Section	29
Legal Subdivision	HIBBARDS ADD
Legal Block	61
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	4
Census Block	4045
Census Tract	101000

Owner

Source: Waupaca County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 E LAKE ST, WAUPACA, WI 54981-1849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · Line of Credit UW CU
Jul 19, 2019	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF WISCONSIN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on Record
Deed Sale	Jul 19, 2019 · Amount on Record
Prior Sale	Oct 22, 2014 · Amount on Record
Deed Document Number	2019873664
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	604 E LAKE ST, WAUPACA, WI 54981-1849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	884943
Date	Aug 18, 2020
Instrument	884943

Lender

Name	UW CU
Type	Credit Union
Address	MADISON, WI 53744

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAUPACA WI
Recording Date	Jul 19, 2019
Property Address	604 E LAKE ST, WAUPACA, WI 54981-1849
Document Number	0000873664
Instrument Date	Jul 19, 2019
Instrument	873664
Transaction Type	Transfer
Record Updated	Apr 4, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E LAKE ST, WAUPACA, WI 54981-1849

Mortgage

Document Number	0000873665
Date	Jul 19, 2019
Instrument	873665

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,164.00 (+3.4%)	$184,200 (-) Land $19,800 Building $164,400
2023	$3,060.00 (+3.69%)	$184,200 (+46.31%) Land $19,800 Building $164,400	$235,826 (+46.31%) Land $25,349 Building $210,477
2022	$2,951.00	$125,900 Land $13,800 Building $112,100	$161,186 Land $17,667 Building $143,519

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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