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604 E Jefferson Ave, Effingham, IL 62401 Property Records

Effingham County property record for 604 E Jefferson Ave, Effingham, IL 62401 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms1 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 2009
Square Footage2,040 sqft Base Area
Lot Size19,602 sqft (0.45 acres)
OccupancyOwner Occupied
Last Sale$250,000 (2021)
Tax Bill$11,628.00 (2024)

Property Details

APN / Parcel Number

Primary APN03-16-027-029

Interior

Bedrooms1 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Building Area2,040 sqft Base Area
1st Floor2,040 sqft 1st Floor
Basement Area2,362 sqft Basement
Unfinished Basement1,641 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Lot Area19,602 sqft (0.45 acres)
Parking Spaces10 Parking Spaces
Garage TypeMixed Garage
Garage Area3,080 sqft Garage

Location & Zoning

Street Address604 E JEFFERSON AVE
CityEFFINGHAM
StateIL
Zip62401-3405
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionE 68.58FT OF S 285FT BLK 22 SURVEYOR'S ADD A 3671/155 1160/110 1036/159 822/96
Legal SubdivisionSURVEYOR'S ADDITION
Legal Block22
JurisdictionEFFINGHAM IL
Minor Civil DivisionDOUGLAS
Census Blockgroup1
Census Block1085
Census Tract950600

Owner

Source: Effingham County records · APN 03-16-027-029

Assessment roll updated September 9, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address604 E JEFFERSON AVE, EFFINGHAM, IL 62401-3405
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Mar 29, 2021Warranty Deed, Transfer · Conventional Mortgage
DIETERICH BANK NA
Dec 04, 2020Deed of Trust, Mortgage · Line of Credit
DIETERICH BANK NA
Sep 17, 2018Deed of Trust, Mortgage · Building or Construction Mortgage
WASHINGTON SAVINGS BANK
Jan 31, 2017Deed of Trust, Mortgage · Line of Credit
DIETERICH BANK NA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2021 · Amount on Record
Deed SaleMar 29, 2021 · Amount on Record
Deed Doc Number202121001509
Deed Book / Page3671 / 155
Last Transfer DateApr 21, 2026
Transfer Doc0000001464
Record RefreshedSep 20, 2026

April 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionEFFINGHAM IL
Recording DateApr 23, 2026
Property Address604 E JEFFERSON AVE, EFFINGHAM, IL 62401-3405
Document Number0000001464
Instrument DateApr 21, 2026
Instrument20261464
Transaction TypeTransfer
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address604 E JEFFERSON AVE, EFFINGHAM, IL 62401-3405

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEFFINGHAM IL
Recording DateMar 29, 2021
Property Address604 E JEFFERSON AVE, EFFINGHAM, IL 62401-3405
Document Number3671/155
Book / Page3671 / 155
Instrument DateMar 23, 2021
Instrument202121001509
Transaction TypeTransfer
Record UpdatedAug 05, 2021
Title CompanyNOT AVAILABLE, ACT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$375.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1302 MINI HILLS DR, 1302, EFFINGHAM, IL 62401-4645

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants In Common
Address604 E JEFFERSON AVE, EFFINGHAM, IL 62401-3405

Mortgage

Document Number202121001510
DateMar 29, 2021
Instrument202121001510
Lender
NameDIETERICH BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2036
Interest
Rate TypeFixed Rate
Rate2.25%

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address604 E JEFFERSON AVE, EFFINGHAM, IL 62401-3405
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3636/171
DateDec 04, 2020
Book Page3636/171
Instrument202020006659
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address604 E JEFFERSON AVE, EFFINGHAM, IL 62401-3405
Transaction TypeMortgage
Record UpdatedOct 29, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3414/371
DateSep 17, 2018
Book Page3414/371
Instrument201801803870
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term9 Months
DueJun 14, 2019
Interest
Rate3.25%

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEFFINGHAM IL
Property Address604 E JEFFERSON AVE, EFFINGHAM, IL 62401-3405
Transaction TypeMortgage
Record UpdatedSep 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 201701700480
DateJan 31, 2017
Book Page3275/313
Instrument201701700480
Lender
NameDIETERICH BANK NA
TypeBank
AddressEFFINGHAM, IL 62401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term12 Months
DueJan 30, 2018
Interest
Rate TypeAdjustable Rate
Rate3.75%
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Effingham County records · Assessment roll updated September 9, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateIllinois
CountyEffingham County
County SubdivisionDouglas Township
MunicipalityEffingham City
Unified School DistrictEffingham Community Unit School District 40 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2024$11,628.00 (+23.01%)$178,130 (+19.9%) Land $23,720 Building $154,410$534,390 (+19.9%) Land $71,160 Building $463,230
2022$9,453.00 Homeowner's exemption$148,560 Land $19,780 Building $128,780$445,680 Land $59,340 Building $386,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Effingham County (17049C), updated January 17, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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