604 E Horah St, Salisbury, NC 28144 Property Records

Rowan County property record for 604 E Horah St, Salisbury, NC 28144

Property Summary

Property Type	Single Family Home
Details	2 ba · 999 sqft · built 1969
Lot Size	0.222 acres (9,670 sqft)
Owner	2 Individual Names on Record
Last Sale	$173,000 (Nov 2023)
Tax Bill	$1,634 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage Nov 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`019A039`

Property Details

APN / Parcel Number

Primary APN	`019A039`
Alternative APN	`6336154`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	999 sqft Living Area
1st Floor Area	999 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 2010
Exterior Material	Brick
Lot Area	9,670 sqft (0.222 acres)
Lot Dimensions	14.9 ft deep x 6.5 ft wide
Garage Area	297 sqft
Porch	Porch
Porch Area	56 sqft
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	604 E HORAH ST
City	SALISBURY
State	NC
Zip	28144-5556
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L83 SE URBAN REN AREA NO 1 SEC 1
Legal Subdivision	SE URBAN REN AREA NO 1 SEC 1
Jurisdiction	ROWAN NC
Township / Civil Division	SALISBURY
Census Block Group	1
Census Block	1038
Census Tract	50201

Owner

Source: Rowan County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 E HORAH ST, SALISBURY, NC 28144-5556
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2023	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 7, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Prior Sale	Oct 20, 2014 · Amount on Record
Deed Book / Page	1432 / 467
Prior Transfer Date	Feb 12, 2009
Prior Transfer Doc	0011370488
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 3, 2023
Property Address	604 E HORAH ST, SALISBURY, NC 28144-5556
Document Number	0014320467
Book / Page	1432 / 467
Map Reference	PG 1037
Instrument Date	Nov 3, 2023
Transaction Type	Transfer
Record Updated	Nov 16, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$346.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 EMMA CT, LEXINGTON, NC 27295-2257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E HORAH ST, SALISBURY, NC 28144-5556

Mortgage

Document Number	0001432468
Date	Nov 3, 2023
Instrument	1432/468

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Mortgage

Document Number	0014320469
Date	Nov 3, 2023
Book Page	1432/469

Lender

Name	NORTH CAROLINA HOUSING FINANCE AGENCY
Type	Government Agency
Address	RALEIGH, NC 27611

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 2, 2038

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROWAN NC
Recording Date	Nov 7, 2022
Property Address	604 E HORAH ST, SALISBURY, NC 28144-5556
Document Number	0014130297
Book / Page	1413 / 297
Instrument Date	Sep 2, 2022
Transaction Type	Transfer
Record Updated	Nov 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	222 ALLEGHANY DR, 222, SALISBURY, NC 28147-7226

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1301 WEST HOTAH STREET, SALISBURY, NC 28144-3921

Tax Assessment & Valuation

Source: Rowan County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Rowan County
Municipality	Salisbury City
Unified School District	Rowan-Salisbury Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,634.00 (+24.92%)	$136,695 (+24.98%) Land $16,413 Building $120,282	$136,695 (+24.98%) Land $16,413 Building $120,282
2023	$1,308.00	$109,374 Land $16,413 Building $92,961	$109,374 Land $16,413 Building $92,961

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALISBURY-ROWAN serves 46,156 people · EPA ID NC0180010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	13 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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