604 E Fir Cir, Payson, AZ 85541 Property Records

Gila County property record for 604 E Fir Cir, Payson, AZ 85541

Property Summary

Property Type	Mobile Home
Details	1,320 sqft · built 2016
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (May 2025)
Tax Bill	$1,385 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`302-70-165B`

Property Details

APN / Parcel Number

Primary APN	`302-70-165B`
Alternative APNs	`R039818` `039818`

Interior

Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Flooring	Carpet

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Mobile Home
Construction Type	Wood
Roof Material	Asbestos
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Carport
Garage Area	217 sqft
Carport	Carport
Carport Area	217 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Hot Water

Location & Zoning

Account Number	R039818
Street Address	604 E FIR CIR
City	PAYSON
State	AZ
Zip	85541-6015
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SECTION: 34 TOWNSHIP: 11N RANGE: 10E MBL HOME TITLE: NONE SERIAL: 15700PHA001640A 15700PHA001640 MAKE: - CHAMPION AMERICAN FREEDOM SIZE: 30 X 44 LOT 165 OF ROS 4398 SEC 34 T11N R10E = 0.19 AC (OUT OF 302-70-165A & -166A)
Legal Range	10E
Legal Township	11N
Legal Section	34
Legal Subdivision	PAYSON NORTH #5
Legal Tract	E
Legal Lot Number	165
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	3
Census Block	3031
Census Tract	400

Owner

Source: Gila County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 E FIR CIR, PAYSON, AZ 85541-6015
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Jun 2, 2020	Deed of Trust, Mortgage · FHA Mortgage HIGHTECHLENDING
Nov 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BK/AZ
Aug 2, 2017	Deed of Trust, Mortgage · Line of Credit NATIONAL BK/AZ

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2025 · Amount on Record
Deed Sale	May 1, 2025 · Amount on Record
Prior Sale	Aug 17, 2016 · Amount on Record
Deed Document Number	20254022
Prior Transfer Date	Oct 19, 2009
Prior Transfer Doc	0000014755
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	604 E FIR CIR, PAYSON, AZ 85541-6015
Document Number	0000006206
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	604 E FIR CIR PAYSON AZ 855416015, PAYSON, AZ 85541-6015

Mortgage

Document Number	0000006206
Date	Jun 8, 2020
Instrument	6206

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	2.67%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	604 E FIR CIR, PAYSON, AZ 85541-6015
Document Number	0000006205
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 1, 2020
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	604 E FIR CIR PAYSON AZ 855416015, PAYSON, AZ 85541-6015

Mortgage

Document Number	0000006205
Date	Jun 8, 2020
Instrument	6205

Lender

Name	HIGHTECHLENDING
Address	IRVINE, CA 92614

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	2.67%

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	604 E FIR CIR, PAYSON, AZ 85541-6015
Document Number	0000011570
Instrument Date	Nov 2, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	604 E FIR CIR PAYSON AZ 855416015, PAYSON, AZ 85541-6015

Mortgage

Document Number	0000011570
Date	Nov 7, 2018
Instrument	11570

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	PHOENIX, AZ 85016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Nov 6, 2038

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	604 E FIR CIR, PAYSON, AZ 85541-6015
Document Number	0000008886
Instrument Date	Aug 2, 2017
Transaction Type	Mortgage
Record Updated	Sep 20, 2017
Title Company	ISGN FULFILLMENT SERVICES INC, ISGN FULFILLMENT SVC INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	604 E FIR CIR PAYSON AZ 855416015, PAYSON, AZ 85541-6015

Mortgage

Document Number	0000008886
Date	Sep 11, 2017
Instrument	8886

Lender

Name	NATIONAL BK/AZ
Type	Bank
Address	PAYSON, AZ 85541

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gila County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$15,901 (+8.55%) Land $5,834 Building $10,067	$159,013 (+8.55%) Land $58,343 Building $100,670
2025	$1,385.00 (+7.7%)
2024		$14,649 Land $4,378 Building $10,271	$146,490 Land $43,784 Building $102,706
2023	$1,286.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (1993–2006)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 70% of Arizona
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Sparklight, Verizon.

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