604 E Exchange St, Jerseyville, IL 62052 Property Records

Jersey County property record for 604 E Exchange St, Jerseyville, IL 62052

Property Summary

Property Type	Single Family Home
Details	2,447 sqft · built 1870
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Dec 2025 Sale Mar 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-273-002-00`

Property Details

APN / Parcel Number

Primary APN	`04-273-002-00`
Alternative APN	`273-002-00`

Interior

Stories	2 Stories
Building Area	2,447 sqft Total Area

Exterior

Year Built	Built 1870
Effective Year Built	Effective 1870
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide

Location & Zoning

Account Number	273-002-00
Street Address	604 E EXCHANGE ST
City	JERSEYVILLE
State	IL
Zip	62052-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ADAMS ADDITION LOTS 2 & 3 BLK 3. NO SALES 1870 2STY/BSMT 2447SQ 100X125 LOT
Legal Subdivision	ADAMS ADDITION
Legal Block	3
Legal Lot Number	2,3
Jurisdiction	JERSEY IL
Township / Civil Division	JERSEY
Census Block Group	2
Census Block	2039
Census Tract	10100

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 E EXCHANGE ST, JERSEYVILLE, IL 62052-1916
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 23, 2025	Quit Claim Deed, Transfer Quitclaim
Mar 15, 2017	Deed of Trust, Mortgage JERSEY STATE BANK
Oct 24, 2018	Deed of Trust, Mortgage JERSEY STATE BANK
Apr 8, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance JERSEY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 19, 2025
Transfer Doc	0000178874
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	Dec 23, 2025
Property Address	604 E EXCHANGE ST, JERSEYVILLE, IL 62052-1916
Document Number	202500178874
Instrument Date	Dec 19, 2025
Instrument	202500178874
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	604 E EXCHANGE ST, JERSEYVILLE, IL 62052-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2050/265
Date	Mar 15, 2017
Book Page	2050/265
Instrument	201700149079

Lender

Name	JERSEY STATE BANK
Type	Bank
Address	JERSEYVILLE, IL 62052

Agreement

Amount	Amount Recorded
Term	62 Months
Due	May 15, 2022

Interest

Rate Type	Adjustable Rate
Rate	3.75%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	604 E EXCHANGE ST, JERSEYVILLE, IL 62052-1916
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800154357
Date	Oct 24, 2018
Instrument	201800154357

Lender

Name	JERSEY STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	171 Months
Due	Jan 1, 2033

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JERSEY IL
Recording Date	Apr 8, 2020
Property Address	604 E EXCHANGE ST, JERSEYVILLE, IL 62052-1916
Document Number	202000159250
Instrument Date	Mar 27, 2020
Instrument	202000159250
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000159253
Date	Apr 8, 2020
Instrument	202000159253

Lender

Name	JERSEY STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2035

Interest

Rate Type	Fixed Rate
Rate	2.63%

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Jersey Township
Municipality	Jerseyville City
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (+5.91%) Homeowner's exemption Senior Citizen's exemption	$53,445 (+7.49%) Land $10,345 Building $43,100	$160,335 (+7.49%) Land $31,035 Building $129,300
2024	$2,997.00 (+12.58%) Homeowner's exemption Senior Citizen's exemption	$49,720 (+14.5%) Land $9,625 Building $40,095	$149,160 (+14.5%) Land $28,875 Building $120,285
2022	$2,662.00 Homeowner's exemption Senior Citizen's exemption	$43,425 Land $8,405 Building $35,020	$130,275 Land $25,215 Building $105,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	6 (1979–1982)
Most Recent Claim	Dec 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-JERSEYVILLE serves 8,412 people · EPA ID IL0830250
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Grafton Technologies.

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