604 E Ellen St, Fenton, MI 48430 Property Records

Genesee County property record for 604 E Ellen St, Fenton, MI 48430

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,770 sqft · built 2003
Lot Size	0.492 acres (21,451 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Mar 2021)
Tax Bill	$7,256 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`53-36-628-002`

Property Details

APN / Parcel Number

Primary APN	`53-36-628-002`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,770 sqft Living Area
1st Floor Area	1,050 sqft
Basement Area	1,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Lot Area	21,451 sqft (0.492 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 E ELLEN ST
City	FENTON
State	MI
Zip	48430-2167
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMR
Legal Description	UNIT 2 WATERS EDGE VILLAS (02) FR 53-36-527-006/007
Legal Subdivision	WATERS EDGE VILLAS
Legal Unit	2
Jurisdiction	GENESEE MI
Township / Civil Division	FENTON
Census Block Group	1
Census Block	1001
Census Tract	13206

Owner

604 E Ellen St is owned and occupied by two individuals who bought it in March 2021.

Source: Genesee County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	604 E ELLEN ST, FENTON, MI 48430-2167
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR NATIONAL BANK
Mar 1, 2021	Warranty Deed, Transfer
May 3, 2018	Warranty Deed, Transfer · Conventional Mortgage LAKE MI CU
Mar 2, 2018	Deed of Trust, Mortgage STATE BK/ARCADIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2021 · Amount on File
Deed Sale	Mar 1, 2021 · Amount on File
Prior Sale	May 3, 2018 · Amount on File
Deed Document Number	202114285
Prior Transfer Date	Jan 21, 2008
Prior Transfer Doc	0000005540
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	604 E ELLEN ST, FENTON, MI 48430-2167
Transaction Type	Mortgage
Record Updated	Mar 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202102250013177
Date	Feb 25, 2021
Instrument	202102250013177

Lender

Name	SUPERIOR NATIONAL BANK
Address	HANCOCK, MI 49930

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 1, 2021
Property Address	604 E ELLEN ST, FENTON, MI 48430-2167
Document Number	202103010014285
Map Reference	DOC 200104060036275
Instrument Date	Feb 22, 2021
Instrument	202103010014285
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Amount	Amount on Record
Tax	$2,752.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	604 E ELLEN ST, 604, FENTON, MI 48430-2167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	800 EDENBOUGH CIR APT 308, 308, AUBURN HILLS, MI 48326-4546

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	May 3, 2018
Property Address	604 E ELLEN ST, FENTON, MI 48430-2167
Document Number	0000064892
Instrument Date	May 1, 2018
Instrument	64892
Transaction Type	Transfer
Record Updated	May 23, 2018
Title Company	SELECT TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,227.40
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 ASHVIEW ST WEST BLOOMFIELD MI 483242617, WEST BLOOMFIELD, MI 48324-2617

Mortgage

Document Number	64893
Date	May 3, 2018
Instrument	64893

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 2, 2048

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	604 E ELLEN ST, FENTON, MI 48430-2167
Document Number	0000013419
Instrument Date	Mar 2, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	SELECT TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 E ELLEN ST FENTON MI 484302167, FENTON, MI 48430-2167

Mortgage

Document Number	0000013419
Date	Mar 13, 2018
Instrument	13419

Lender

Name	STATE BK/ARCADIA
Type	Bank
Address	FENTON, MI 48430-0725

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 604 E Ellen St was $7,256, up 2.6% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Fenton City
Unified School District	Fenton Area Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$193,500 (+0.94%)	$387,000 (+0.94%)
2025	$7,256.00 (+2.6%) Homeowner's exemption	$191,700	$383,400
2024	$7,072.00
2023		$149,000	$298,000
2019	$4,992.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 604 E Ellen St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 E Ellen St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FENTON serves 11,746 people · EPA ID MI0002270
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Surf Internet, Xfinity.

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