604 E Chubb St, Algona, IA 50511 Property Records

Kossuth County property record for 604 E Chubb St, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 785 sqft · built 1943
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$58,000 (Nov 2022)
Tax Bill	$1,078 (2025)
Deeds & Mortgages	Nov 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`22-11-280-006`

Property Details

APN / Parcel Number

Primary APN	`22-11-280-006`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	785 sqft Living Area
Basement Area	785 sqft
Finished Basement	400 sqft
Unfinished Basement	385 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1943
Effective Year Built	Effective 1943
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	16 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	604 E CHUBB ST
City	ALGONA
State	IA
Zip	50511-3604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 2 GREENCASTLE PLACE
Legal Block	2
Legal Lot Number	1
Jurisdiction	KOSSUTH IA
Township / Civil Division	ALGONA
Census Block Group	3
Census Block	3033
Census Tract	950500

Owner

Source: Kossuth County records · APN 22-11-280-006

Assessment roll updated October 9, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	604 E CHUBB ST, ALGONA, IA 50511-3604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2022 · Amount on Record
Deed Sale	Nov 01, 2022 · Amount on Record
Deed Document Number	20223266
Deed Book / Page	2022 / 3266
Record Updated	Sep 20, 2026

November 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	KOSSUTH IA
Recording Date	Nov 01, 2022
Property Address	604 E CHUBB ST, ALGONA, IA 50511-3604
Document Number	02022/3266
Book / Page	2022 / 3266
Instrument Date	Oct 14, 2022
Instrument	2022 3266
Transaction Type	Foreclosure
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$92.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E CHUBB ST, ALGONA, IA 50511-3604

Mortgage

Document Number	02022/3267
Date	Nov 01, 2022
Book Page	2022/3267
Instrument	2022 3267

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 01, 2032

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 01, 2020
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	11%

Tax Assessment & Valuation

Source: Kossuth County records · Assessment roll updated October 9, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Algona City
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,078.00	$72,846 (+14.43%) Land $13,000 Building $59,846
2024	$1,078.00 (+293.43%)
2023		$63,658 Land $11,700 Building $51,958	$63,658 (-12.61%) Land $11,700 Building $51,958
2021	$274.00		$72,846 Land $13,000 Building $59,846

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kossuth County (19109C), as of March 19, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Mediacom Communications Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
LTD Broadband Fixed Wireless	150 / 130
Algona Municipal Utilities Cable	150 / 25
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

Based on FCC filings for 256 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IA5502015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ALGONA MUNICIPAL UTILITIES serves 5,487 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.