604 E 5th St, Rock Falls, IL 61071 Property Records

Whiteside County property record for 604 E 5th St, Rock Falls, IL 61071 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$69,700 (Jun 2019)
Tax Bill	$2,842 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Feb 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1127329003`

Property Details

APN / Parcel Number

Primary APN	`1127329003`
Alternative APN	`99379`

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	147 ft deep x 60 ft wide

Location & Zoning

Account Number	99379
Street Address	604 E 5TH ST
City	ROCK FALLS
State	IL
Zip	61071-1806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RESUB BLK 17 AREYS SLT 6 LOT 10 BLK 17 150800X
Legal Subdivision	AREYS ADDITION
Legal Block	17
Legal Lot Number	6,10
Jurisdiction	WHITESIDE IL
Township / Civil Division	COLOMA
Census Block Group	2
Census Block	2017
Census Tract	1500

Owner

Source: Whiteside County records · APN 1127329003

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	604 E 5TH ST, ROCK FALLS, IL 61071-1806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Feb 25, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE
Jun 11, 2019	Grant Deed, Transfer · FHA Mortgage GATEWAY MTG GRP
May 01, 2017	Warranty Deed, Transfer SAUK VLY BK&TR

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 11, 2019 · Amount on Record
Deed Sale	Jun 11, 2019 · Amount on Record
Prior Sale	May 01, 2017 · Amount on Record
Deed Document Number	20193020
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	604 E 5TH ST, ROCK FALLS, IL 61071-1806
Transaction Type	Mortgage
Record Updated	Feb 01, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000193
Date	Jan 12, 2023
Instrument	2023-00193

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 01, 2052

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	604 E 5TH ST, ROCK FALLS, IL 61071-1806
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001085
Date	Feb 25, 2022
Instrument	2022-01085

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2052

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jun 11, 2019
Property Address	604 E 5TH ST, ROCK FALLS, IL 61071-1806
Document Number	0000003020
Instrument Date	Jun 04, 2019
Instrument	3020
Transaction Type	Transfer
Record Updated	Jun 25, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28570 WOODSIDE DR ROCK FALLS IL 610719281, ROCK FALLS, IL 61071-9281

Mortgage

Document Number	3021
Date	Jun 11, 2019
Instrument	3021

Lender

Name	GATEWAY MTG GRP
Address	JENKS, OK 74037

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 10, 2049

Interest

Rate	5.62%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 01, 2017
Property Address	604 E 5TH ST, ROCK FALLS, IL 61071-1806
Document Number	0000002422
Instrument Date	Apr 28, 2017
Instrument	2422
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	NTI TITLE

Transaction

Amount	Amount Recorded
Tax	$93.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	247 4TH ST #209 OAKLAND CA 946074315, 209, OAKLAND, CA 94607-4315

Mortgage

Document Number	2423
Date	May 01, 2017
Instrument	2423

Lender

Name	SAUK VLY BK&TR
Type	Bank
Address	STERLING, IL 61081

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Apr 30, 2022

Interest

Rate	5.28%

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Coloma Township
Municipality	Rock Falls City
Elementary School District	Rock Falls Elementary School District 13 (PK - 08)
Secondary School District	Rock Falls Township High School District 301 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,842.00	$31,878 Land $3,576 Building $28,302
2024			$95,634 Land $10,728 Building $84,906

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), updated September 26, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171950015002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1988)
Most Recent Claim	Jan 1988, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 296 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Surf Air Wireless	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Verizon, JAB Wireless. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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