604 E 4th St, Villisca, IA 50864 Property Records

Montgomery County property record for 604 E 4th St, Villisca, IA 50864

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,675 sqft · built 1893
Lot Size	0.496 acres (21,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$100,000 (Nov 2006)
Tax Bill	$2,986 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`641227203011000`

Property Details

APN / Parcel Number

Primary APN	`641227203011000`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,675 sqft Living Area
1st Floor Area	364 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,600 sqft (0.496 acres)
Lot Dimensions	120 ft deep x 180 ft wide
Garage Type	Mixed
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces
Porch	Patio
Porch Area	84 sqft
Deck Area	184 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	604 E 4TH ST
City	VILLISCA
State	IA
Zip	50864-1152
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIG LT 447 THRU 449
Legal Subdivision	VILLISCA
Legal Lot Number	447-449
Jurisdiction	MONTGOMERY IA
Township / Civil Division	EAST
Census Block Group	3
Census Block	3121
Census Tract	960400

Owner

Source: Montgomery County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 E 4TH ST, VILLISCA, IA 50864-1152
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Deed of Trust, Mortgage · Line of Credit BANKIOWA
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK IOWA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2006 · Amount on Record
Deed Sale	Nov 20, 2006 · Amount on Record
Deed Document Number	2006300 0623
Deed Book / Page	300 / 623
Prior Transfer Date	Nov 8, 2006
Prior Transfer Doc	0300/0623
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Recording Date	Sep 15, 2026
Property Address	604 E 4TH ST, VILLISCA, IA 50864-1152
Document Number	0000001281
Book / Page	2026 / 1281
Instrument Date	Sep 3, 2026
Instrument	20261281
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 E 4TH ST, VILLISCA, IA 50864-1152

Mortgage

Document Number	0000001281,
Date	Sep 15, 2026
Book Page	2026/1281
Instrument	20261281

Lender

Name	BANKIOWA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY IA
Property Address	604 E 4TH ST, VILLISCA, IA 50864-1152
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02021/1126
Date	Jun 22, 2021
Book Page	2021/1126
Instrument	2021 1126

Lender

Name	BANK IOWA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 25, 2026

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of October 2, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Montgomery County
Municipality	Villisca City
Unified School District	Villisca Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,986.00 (+4.33%) Homeowner's exemption	$154,380 (+11.88%) Land $16,800 Building $137,580	$154,380 (+11.88%) Land $16,800 Building $137,580
2024	$2,862.00 (+22.94%)
2023		$137,990 Land $9,450 Building $128,540	$137,990 Land $9,450 Building $128,540
2022	$2,328.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 1, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLISCA MUNICIPAL WATER DEPT serves 1,132 people · EPA ID IA6985051
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FMTC of Stanton Iowa Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

4G LTE only, no 5G reported

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