604 E 38th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 604 E 38th St, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1907
Square Footage710 sqft Finished Area
Lot Size0.096 acres
OccupancyOwner Occupied
Last Sale$149,500 (2025)
Tax Bill$1,444.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-34-02-002.00

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area710 sqft Finished Area
Gross Area920 sqft Gross Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1907
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeStone Foundation
Roof MaterialComposition Shingle Roof
Lot Area4,217 sqft
Depth X Width162 ft x 26 ft Depth x Width

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Old Parcel Number0563402002.00
Street Address604 E 38TH ST
CityCOVINGTON
StateKY
Zip41015-1606
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSOUTH DINMORE PARK LOT 225 26.03'X 162' IRREG NS E 38TH ST
Legal SubdivisionSOUTH DINMORE PARK
Legal Lot Number225 26
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup1
Census Block1004
Census Tract61200

Owner

Source: Kenton County records · APN 056-34-02-002.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address604 E 38TH ST, COVINGTON, KY 41015-1606
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 02, 2025Warranty Deed, Transfer · Conventional Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 18, 2021Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Sep 21, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 02, 2025 · Amount on Record
Deed SaleJul 02, 2025 · Amount on Record
Prior SaleOct 18, 2021 · Amount on Record
Deed Doc Number0000124388
Deed Book / Page124 / 388
Record RefreshedJun 08, 2026

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 02, 2025
Property Address604 E 38TH ST, COVINGTON, KY 41015-1606
Document Number0005900190
Book / PageKC 350 / 662
Instrument DateJun 30, 2025
Instrument25070205900190
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address1321 RIVERMEADE DR, HEBRON, KY 41048-7371

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 E 38TH ST, COVINGTON, KY 41015-1606

Mortgage

Document Number0005900191
DateJul 02, 2025
Instrument25070205900191
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2055

October 2021: Deed, Transfer

Document TypeDeed
JurisdictionKENTON KY
Recording DateOct 18, 2021
Property Address604 E 38TH ST, COVINGTON, KY 41015-1606
Document Number0005900105
Book / Page124 / 388
Instrument DateOct 12, 2021
Instrument21101805900105
Transaction TypeTransfer
Record UpdatedJan 12, 2022
Title CompanyBRIDGETRUST TITLE GROUP

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$109.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address318 MERRAVAY DR, 318, FLORENCE, KY 41042-2708

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 E 38TH ST, COVINGTON, KY 41015-1606

Mortgage

Document Number0005900106
DateOct 18, 2021
Book Page286/280
Instrument21101805900106
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2051

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateSep 21, 2017
Property Address604 E 38TH ST, COVINGTON, KY 41015-1606
Document Number0000000071
Book / Page0C6253 / 000124
Instrument DateSep 20, 2017
Instrument71
Transaction TypeTransfer
Record UpdatedJan 10, 2019
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$48.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 E 38TH ST COVINGTON KY 410151606, COVINGTON, KY 41015-1606

Mortgage

Document Number72
DateSep 21, 2017
Book Page0C6253/000127
Instrument72
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 20, 2047

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,444.00 (-0.48%)$109,000 (-) Land $10,000 Building $99,000$109,000 (-) Land $10,000 Building $99,000
2023$1,451.00$109,000 Land $10,000 Building $99,000$109,000 Land $10,000 Building $99,000

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