604 E 2nd St, Vinton, IA 52349 Property Records

Benton County property record for 604 E 2nd St, Vinton, IA 52349

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,447 sqft · built 1954
Lot Size	0.189 acres (8,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$56,000 (Feb 2012)
Tax Bill	$3,254 (2026)
Deeds & Mortgages	Nov 2022 Line of Credit Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`24026000`

Property Details

APN / Parcel Number

Primary APN	`24026000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,447 sqft Living Area
1st Floor Area	610 sqft
Basement Area	607 sqft
Unfinished Basement	595 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,220 sqft (0.189 acres)
Lot Dimensions	126 ft deep x 66 ft wide
Garage Type	Attached
Garage Area	372 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	28 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 E 2ND ST
City	VINTON
State	IA
Zip	52349-2056
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SELLS ADD W 45 1/2' LT 3 & E 20' LT 4 BLK 3
Legal Subdivision	SELLS
Legal Block	3
Legal Lot Number	3,4
Jurisdiction	BENTON IA
Township / Civil Division	VINTON
Census Block Group	2
Census Block	2048
Census Tract	960300

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 E 2ND ST, VINTON, IA 52349-2056
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS SAVINGS BANK & TRUST
Jul 20, 2018	Deed of Trust, Mortgage FARMERS BANK & TRUST NA
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit FARMERS BANK & TRUST NA
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FARMERS SAVINGS BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 24, 2012 · Amount on Record
Deed Sale	Feb 24, 2012 · Amount on Record
Prior Sale	Jul 12, 2007 · Amount on Record
Deed Book / Page	12 / 726
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	604 E 2ND ST, VINTON, IA 52349-2056
Transaction Type	Mortgage
Record Updated	Jan 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000224899
Date	Nov 8, 2022
Instrument	22-4899

Lender

Name	FARMERS SAVINGS BANK & TRUST
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 15, 2032

Interest

Rate Type	Fixed Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	604 E 2ND ST, VINTON, IA 52349-2056
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000018/0000001608
Date	Jul 20, 2018
Book Page	0000000018/0000001608
Instrument	0000018-1608

Lender

Name	FARMERS BANK & TRUST NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	354 Months
Due	Jan 1, 2048

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	604 E 2ND ST, VINTON, IA 52349-2056
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000018/0000001610
Date	Jul 20, 2018
Book Page	0000000018/0000001610
Instrument	0000018-1610

Lender

Name	FARMERS BANK & TRUST NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	114 Months
Due	Jan 1, 2028

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	604 E 2ND ST, VINTON, IA 52349-2056
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000203384
Date	Jul 31, 2020
Instrument	20-3384

Lender

Name	FARMERS SAVINGS BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Vinton City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,254.00 (+3.9%)	$194,400 (-) Land $15,400 Building $179,000	$194,400 (-) Land $15,400 Building $179,000
2025		$194,400 (+9.58%) Land $15,400 Building $179,000	$194,400 (+9.58%) Land $15,400 Building $179,000
2024	$3,132.00 (+8.52%)
2023		$177,400 (+24.06%) Land $15,400 Building $162,000	$177,400 (+24.06%) Land $15,400 Building $162,000
2022	$2,886.00 Homeowner's exemption	$143,000 Land $12,300 Building $130,700
2021			$143,000 Land $12,300 Building $130,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	55 (1993–2016)
Claims Outside the SFHA	9 of 55
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINTON MUNICIPAL WATER DEPT serves 4,938 people · EPA ID IA0688053
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vinton Municipal Communications Utility Fiber · not low latency	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, USA Communications.

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