Bay County property record for 604 E 2nd Pl, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,566 sqft · built 1965 |
| Lot Size | 0.212 acres (9,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $96,000 (May 2003) |
| Tax Bill | $1,422 (2025) |
| Deeds & Mortgages | Apr 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20714-000-000 |
| Primary APN | 20714-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,566 sqft Living Area |
| 1st Floor Area | 1,566 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,234 sqft (0.212 acres) |
| Lot Dimensions | 140 ft deep x 66 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Driveway | Driveway |
| Porch | Screened/Unfinished Porch |
| Porch Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 604 E 2ND PL |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC02 |
| Legal Description | SUDDUTHS 1ST ADD. W 162/3 LOT 10 & LOT 11 MAP 105C2 BLK 25 ORB 4545 P 653 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 09 |
| Legal Subdivision | SUDDUTHS 1ST ADD |
| Legal Block | 25 |
| Legal Lot Number | 10,11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 1900 |
Source: Bay County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 604 E 2ND PL, PANAMA CITY, FL 32401-3807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 7, 2003 · Amount on Record |
| Deed Sale | May 7, 2003 · Amount on Record |
| Deed Document Number | 200331790 |
| Deed Book / Page | 2275 / 615 |
| Last Transfer Date | Apr 1, 2022 |
| Transfer Doc | 0045450653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 1, 2022 |
| Property Address | 604 E 2ND PL, PANAMA CITY, FL 32401-3807 |
| Document Number | 0045450653 |
| Book / Page | 4545 / 653 |
| Map Reference | MB 1 PG 30 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2022024453 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 604 E 2ND PL, PANAMA CITY BEACH, FL 32401-3807 |
| Name | Verified Name |
|---|---|
| Address | 1218 RIDGECREST RD, ORLANDO, FL 32806-6364 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,422.00 (-6.2%) Homeowner's exemption Widower's exemption | $137,089 (+7.38%) | $196,747 (+24.55%) Land $44,953 Building $151,794 |
| 2024 | $1,516.00 (-4.53%) | ||
| 2023 | $1,588.00 (-1.98%) Homeowner's exemption Widower's exemption | $127,667 (+3%) | $157,967 (+11.21%) Land $38,808 Building $119,159 |
| 2022 | $1,620.00 Homeowner's exemption Widower's exemption | $123,949 | $142,040 Land $33,698 Building $108,342 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 10 (1995–2020) |
| Claims Outside the SFHA | 4 of 10 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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