604 E 1st St, Vinton, IA 52349 Property Records

Benton County property record for 604 E 1st St, Vinton, IA 52349

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,296 sqft · built 1976
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Sep 2009)
Tax Bill	$2,542 (2026)
Deeds & Mortgages	Apr 2017 Mortgage Nov 2019 Refinance
Flood Zone	Zone AE (high risk)
APN	`24040850`

Property Details

APN / Parcel Number

Primary APN	`24040850`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,296 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 E 1ST ST
City	VINTON
State	IA
Zip	52349-2017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SELLS ADD LOT 3 BLK 2
Legal Subdivision	SELLS
Legal Block	2
Legal Lot Number	3
Jurisdiction	BENTON IA
Township / Civil Division	VINTON
Census Block Group	2
Census Block	2050
Census Tract	960300

Owner

Source: Benton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	604 E 1ST ST, VINTON, IA 52349-2017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage CHELSEA SAVINGS BANK
Nov 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS TRUST & SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2009 · Amount on Record
Deed Sale	Sep 22, 2009 · Amount on Record
Prior Sale	Sep 19, 2008 · Amount on Record
Deed Book / Page	9 / 4430
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	604 E 1ST ST, VINTON, IA 52349-2017
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00017/0953
Date	Apr 21, 2017
Book Page	17/0953

Lender

Name	CHELSEA SAVINGS BANK
Type	Bank
Address	BELLE PLAINE, IA 52208

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON IA
Property Address	604 E 1ST ST, VINTON, IA 52349-2017
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000193285
Date	Nov 22, 2019
Instrument	19-3285

Lender

Name	FARMERS TRUST & SAVINGS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Benton County
Municipality	Vinton City
Unified School District	Vinton-Shellsburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,542.00 (+6.99%)	$143,300 (-) Land $18,500 Building $124,800	$143,300 (-) Land $18,500 Building $124,800
2025		$143,300 (+13.01%) Land $18,500 Building $124,800	$143,300 (+13.01%) Land $18,500 Building $124,800
2024	$2,376.00 (+8%)
2023		$126,800 (+24.07%) Land $18,200 Building $108,600	$126,800 (+24.07%) Land $18,200 Building $108,600
2022	$2,200.00	$102,200 Land $14,500 Building $87,700
2021			$102,200 Land $14,500 Building $87,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	55 (1993–2016)
Claims Outside the SFHA	9 of 55
Most Recent Claim	Sep 2016 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2016 · 16 claims Severe Storms, Tornadoes, And Flooding, Jun 2008 · 33 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VINTON MUNICIPAL WATER DEPT serves 4,938 people · EPA ID IA0688053
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vinton Municipal Communications Utility Fiber · not low latency	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, USA Communications.

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