604 Dunmore Place Dr, Saint Charles, MO 63304 Property Records

St. Charles County property record for 604 Dunmore Place Dr, Saint Charles, MO 63304

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 3,536 sqft · built 2003
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$433,000 (Feb 2018)
Tax Bill	$5,637 (2024)
Deeds & Mortgages	Sep 2020 Line of Credit Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`T041500023`

Property Details

APN / Parcel Number

Primary APN	`T041500023`
Alternative APN	`3-0112-9357-00-0017.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	3,536 sqft Living Area
Gross Area	4,984 sqft
1st Floor Area	2,136 sqft
Basement Area	2,104 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	744 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	76 sqft
Patio Area	348 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T041500023
Street Address	604 DUNMORE PLACE DR
City	SAINT CHARLES
State	MO
Zip	63304-7785
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	DUNMORE PL UNIT 17
Legal Subdivision	DUNMORE PL
Legal Lot Number	17
Jurisdiction	ST CHARLES MO
Township / Civil Division	COTTLEVILLE
Census Block Group	2
Census Block	2024
Census Tract	311114

Owner

Source: St. Charles County records, as of November 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 264, COTTLEVILLE, MO 63338-0264
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Feb 15, 2018	Warranty Deed, Transfer · Unknown COMMERCE BANK
Oct 6, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2018 · Amount on Record
Deed Sale	Feb 15, 2018 · Amount on Record
Prior Sale	Oct 6, 2017
Deed Document Number	201883960
Deed Book / Page	6879 / 1879
Prior Transfer Date	Jun 26, 2014
Prior Transfer Doc	0062110672
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	604 DUNMORE PLACE DR, SAINT CHARLES, MO 63304-7785
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 DUNMORE PLACE DR, COTTLEVILLE, MO 63304-7785

Mortgage

Document Number	0000071409
Date	Sep 25, 2020
Instrument	2020R-071409

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 11, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 15, 2018
Property Address	604 DUNMORE PLACE DR, SAINT CHARLES, MO 63304-7785
Document Number	0000083960
Book / Page	6879 / 1879
Map Reference	MB 40 PG 106
Instrument Date	Feb 9, 2018
Instrument	20180215000083960
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	295 SCENIC COVE LN, 295, SAINT CHARLES, MO 63303-6011

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	604 DUNMORE PLACE DR, SAINT CHARLES, MO 63304-7785

Mortgage

Document Number	0000083970
Date	Feb 15, 2018
Instrument	20180215000083970

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Unknown
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	9.12%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 6, 2017
Property Address	604 DUNMORE PLACE DR, SAINT CHARLES, MO 63304-7785
Document Number	0068191726
Book / Page	006819 / 001726
Instrument Date	Oct 4, 2017
Instrument	630220
Transaction Type	Transfer
Record Updated	Nov 20, 2017

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 DUNMORE PLACE DR ST CHARLES MO 633047785, ST CHARLES, MO 63304-7785

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Cottleville City
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,652 (+13%)	$540,273 (+13%) Building $540,273
2024	$5,637.00
2023		$90,841
2022			$478,112 Building $478,112

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993)
Most Recent Claim	Jul 1993 · Severe Storms & Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Wisper ISP.

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