604 Dolphin Dr, Freeland, WA 98249 Property Records

Island County property record for 604 Dolphin Dr, Freeland, WA 98249

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,914 sqft · built 2007
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Jan 2008)
Tax Bill	$4,981 (2026)
Deeds & Mortgages	May 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S6220-00-00026-0`

Property Details

APN / Parcel Number

Primary APN	`S6220-00-00026-0`
Alternative APN	`203283`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	2 Stories
Building Area	1,914 sqft Living Area
Gross Area	2,223 sqft
1st Floor Area	886 sqft
Upper Floors Area	874 sqft
Attic	Attic
Attic Area	153 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	309 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	165 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	604 DOLPHIN DR
City	FREELAND
State	WA
Zip	98249-9698
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	BUSH PT TERR 1 LOT 26
Legal Subdivision	BUSH
Legal Lot Number	26
Jurisdiction	ISLAND WA
Township / Civil Division	CENTRAL WHIDBEY ISLAND
Census Block Group	1
Census Block	1022
Census Tract	971302

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	604 DOLPHIN DR, FREELAND, WA 98249-9698
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 25, 2008 · Amount on File
Deed Sale	Jan 25, 2008 · Amount on File
Prior Sale	Oct 28, 2005 · Amount on File
Deed Document Number	20084220401
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	604 DOLPHIN DR, FREELAND, WA 98249-9698
Transaction Type	Mortgage
Record Updated	Oct 30, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004545479
Date	May 23, 2022
Instrument	4545479

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2032
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.75%
Index	Other
Max Rate	8.75%

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	South Whidbey School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,981.00 (+26.42%)
2025		$630,326 (-1.43%) Land $250,000 Building $380,326	$630,326 (-1.43%) Land $250,000 Building $380,326
2023	$3,940.00	$639,465 (+8.97%) Land $250,000 Building $389,465	$639,465 (+8.97%) Land $250,000 Building $389,465
2022		$586,807 Land $230,000 Building $356,807	$586,807 Land $230,000 Building $356,807

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2016–2018)
Most Recent Claim	Dec 2018 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, Mudslides, Tornado, Dec 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUSH POINT TERRACE COMM CLUB INC. private · serves 55 people · EPA ID WA5309930
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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