604 Division St, Albion, MI 49224 Property Records

Calhoun County property record for 604 Division St, Albion, MI 49224

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,264 sqft · built 1880
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on File
Last Sale	$47,500 (Jun 1996)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Jan 2026 Transfer Sep 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`51-002-013-00`

Property Details

APN / Parcel Number

Primary APN	`51-002-013-00`
Alternative APN	`13-51-002-013-00`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,264 sqft Living Area
1st Floor Area	841 sqft
Basement Area	478 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Lot Area	15,290 sqft (0.351 acres)
Lot Dimensions	166 ft deep x 87.4 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	604 DIVISION ST
City	ALBION
State	MI
Zip	49224-1420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	ALBION CITY, A PART OF SEC 35. T2S-R4W BEG ON THE S LINE OF DIVISION ST 50' E OF THE E LINE OF BIDWELL ST E 91.6' S TO N.Y.C. RY SW ALG RY TO A POINT S OF BEG. N TO BEG. (604 DIVISION)
Legal Range	04W
Legal Township	02S
Legal Section	03
Jurisdiction	CALHOUN MI
Township / Civil Division	ALBION
Census Block Group	2
Census Block	2005
Census Tract	3500

Owner

604 Division St is owned and occupied by two individuals who acquired it in December 2025.

Source: Calhoun County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	604 DIVISION ST, ALBION, MI 49224-1420
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Intrafamily Transfer, Transfer
Sep 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 1996 · Amount on File
Deed Sale	Jun 24, 1996 · Amount on File
Prior Sale	Dec 23, 1993 · Amount on File
Deed Book / Page	1872 / 523
Last Transfer Date	Dec 29, 2025
Transfer Doc	004972/968
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Jan 20, 2026
Property Address	604 DIVISION ST, ALBION, MI 49224-1420
Document Number	004972/968
Book / Page	4972 / 968
Instrument Date	Dec 29, 2025
Transaction Type	Transfer
Record Updated	Feb 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 DIVISION ST, ALBION, MI 49224-1420

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CALHOUN MI
Recording Date	Sep 10, 2021
Property Address	604 DIVISION ST, ALBION, MI 49224-1420
Document Number	004579/768
Book / Page	4579 / 768
Instrument Date	Aug 31, 2021
Transaction Type	Transfer
Record Updated	Jul 8, 2022
Title Company	MUTUAL TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 DIVISION ST, ALBION, MI 49224-1420

Mortgage

Document Number	0004579769
Date	Sep 10, 2021
Instrument	4579/769

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 604 Division St was $1,324 with a homeowner's exemption, up 1.8% from the year before.

Source: Calhoun County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Albion City
County	Calhoun County
Unified School District	Marshall Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,500 (+5.03%)
2025	$1,324.00 (+1.77%) Homeowner's exemption	$55,700	$117,000 (+5.03%)
2024	$1,301.00		$111,400 (+20.04%)
2023		$46,400	$92,800
2022	$1,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 4, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Division St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBION serves 9,144 people · EPA ID MI0000100
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2025) action level 15 ppb
Copper	1.35 mg/L (2016–2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2026 No certified operator Jan 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Mercury Fiber Fixed Wireless	150 / 20

May also be available: T-Mobile, Verizon.

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