Clay County property record for 604 Deerfield Cir, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,708 sqft · built 1998 |
| Lot Size | 2.43 acres (105,851 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $486 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 081 08 0021600 |
| Primary APN | 081 08 0021600 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Building Area | 2,708 sqft Finished Area |
| 1st Floor Area | 2,212 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 105,851 sqft (2.43 acres) |
| Patio Area | 240 sqft |
| Utility Building | 160 sqft |
| Street Address | 604 DEERFIELD CIR |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-8426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 08 T 17 R 06 PT NW 1/4 NE 1/4 (LOT 18 DEERFIELD SUB) DB 242/162 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 08 |
| Legal Subdivision | DEERFIELD SUB |
| Legal Lot Number | 18 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4043 |
| Census Tract | 950100 |
604 Deerfield Cir is owned and occupied by an individual.
Source: Clay County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 604 DEERFIELD CIR, WEST POINT, MS 39773-8426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 604 DEERFIELD CIR, WEST POINT, MS 39773-8426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000540/655 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 540/655 |
| Instrument | 2022000005 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2036 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 604 Deerfield Cir was $486.
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $486.00 Additional exemption filed | $16,182 (-) Land $1,761 Building $14,421 | $161,821 (-) Land $17,607 Building $144,214 |
| 2024 | $16,182 (-) Land $1,761 Building $14,421 | $161,821 (-) Land $17,607 Building $144,214 | |
| 2023 | $1,299.00 (+0.23%) Additional exemption filed | $16,182 Land $1,761 Building $14,421 | $161,821 Land $17,607 Building $144,214 |
| 2022 | $1,296.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 604 Deerfield Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 604 Deerfield Cir is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WEST POINT serves 15,062 people · EPA ID MS0130008 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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