Kane County property record for 604 Dean Dr, South Elgin, IL 60177
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,008 sqft · built 1988 |
| Lot Size | 0.119 acres (5,192 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,000 (Jul 2002) |
| Tax Bill | $1,326 (2025) |
| Deeds & Mortgages | Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-27-476-039 |
| Primary APN | 06-27-476-039 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 5,192 sqft (0.119 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|
| Street Address | 604 DEAN DR |
|---|---|
| City | SOUTH ELGIN |
| State | IL |
| Zip | 60177-1156 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOX VIEW SUB SOUTH 42.73 FT OF LOT 8 AS DESC IN DOC 1830269 EXCEPT DOC 1902569 |
| Legal Subdivision | FOX VIEW SUB |
| Legal Block | 1 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 854900 |
604 Dean Dr is owned and occupied by two individuals who bought it in July 2002.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 604 DEAN DR, SOUTH ELGIN, IL 60177-1156 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2002 · Amount on File |
| Deed Sale | Jul 29, 2002 · Amount on File |
| Prior Sale | May 21, 1996 · Amount on File |
| Deed Document Number | 200292731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 604 DEAN DR, SOUTH ELGIN, IL 60177-1156 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015225 |
|---|---|
| Date | Mar 27, 2017 |
| Instrument | 2017K015225 |
| Name | FIRST CENTENNIAL MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | AURORA, IL 60506 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Apr 1, 2037 |
The 2025 property tax bill for 604 Dean Dr was $1,326 with exemptions applied.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | South Elgin Village |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,326.00 Homeowner's exemption Senior Citizen's exemption | $55,832 (+8.57%) Land $13,153 Building $42,679 | $167,563 (+8.57%) Land $39,475 Building $128,088 |
| 2024 | $51,425 Land $12,115 Building $39,310 | $154,337 Land $36,360 Building $117,977 | |
| 2022 | $1,973.00 (-1.15%) Homeowner's exemption | $42,363 (+6.96%) Land $9,980 Building $32,383 | $127,089 (+6.96%) Land $29,940 Building $97,149 |
| 2021 | $1,996.00 Homeowner's exemption | $39,607 Land $9,331 Building $30,276 | $118,821 Land $27,993 Building $90,828 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 604 Dean Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 23 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 1 (2007) |
| Most Recent Claim | Aug 2007 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 604 Dean Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTH ELGIN serves 23,648 people · EPA ID IL0890800 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.5 mg/L (2024) action level 1.3 mg/L |
| Water Quality | Barium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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