604 Cypress Hills Dr, Encinitas, CA 92024 Property Records

San Diego County property record for 604 Cypress Hills Dr, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,985 sqft · built 2003
Lot Size	0.244 acres (10,623 sqft)
Owner	2 Trust Names on File
Last Sale	$1,640,000 (Aug 2017)
Tax Bill	$24,022 (2025)
Deeds & Mortgages	Oct 2023 Transfer Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`254-720-35-00`

Property Details

APN / Parcel Number

Primary APN	`254-720-35-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,985 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	10,623 sqft (0.244 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	604 CYPRESS HILLS DR
City	ENCINITAS
State	CA
Zip	92024-2394
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ER-SFR3V
Legal Description	LOT 36 TR 014344
Legal Subdivision	ENCINITAS ESTATES
Legal Tract	014344
Legal Block	2
Legal Lot Number	36
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	17605

Owner

604 Cypress Hills Dr is owner-occupied and held in a trust since August 2023.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Trust Names on File
Mailing Address	604 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Intrafamily Transfer, Transfer
Jun 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 21, 2017	Grant Deed, Transfer BANK OF AMERICA
Aug 15, 2016	Deed of Trust, Mortgage · Conventional Mortgage GARY KORNFELD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2017 · Amount on File
Deed Sale	Aug 21, 2017 · Amount on File
Prior Sale	Oct 31, 2012 · Amount on File
Deed Document Number	2017381223
Last Transfer Date	Aug 12, 2023
Transfer Doc	0000290143
Record Updated	Sep 20, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 23, 2023
Property Address	604 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Document Number	0000290143
Map Reference	MAP 14344
Instrument Date	Aug 12, 2023
Instrument	2023-0290143
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	604 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	604 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Transaction Type	Mortgage
Record Updated	Jun 25, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394

Mortgage

Document Number	0000441091
Date	Jun 16, 2021
Instrument	2021-0441091

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Jul 1, 2028
Min Rate At Change	2.75%
Max Rate At Change	7.87%
Index	Other
Max Rate	7.87%

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 21, 2017
Property Address	604 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Document Number	0000381223
Instrument Date	Jul 26, 2017
Instrument	381223
Transaction Type	Transfer
Record Updated	Aug 24, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,804.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	604 CYPRESS HILLS DR ENCINITAS CA 920242394, ENCINITAS, CA 92024-2394

Mortgage

Document Number	381224
Date	Aug 21, 2017
Instrument	381224

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

August 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	604 CYPRESS HILLS DR, ENCINITAS, CA 92024-2394
Document Number	0000356055
Instrument Date	Aug 15, 2016
Transaction Type	Mortgage
Record Updated	Aug 14, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	604 CYPRESS HILLS DR ENCINITAS CA 920242394, ENCINITAS, CA 92024-2394

Mortgage

Document Number	0000356055
Date	Aug 7, 2017
Instrument	356055

Lender

Name	GARY KORNFELD
Address	2067 1ST AVE, SAN DIEGO, CA 92101-2011

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 604 Cypress Hills Dr was $24,022 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,903,354 (+2%) Land $974,888 Building $928,466
2025	$24,022.00 Homeowner's exemption	$1,866,034 Land $955,773 Building $910,261
2023	$22,822.00 (+3.61%)	$1,793,575 Land $918,660 Building $874,915
2022	$22,026.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 604 Cypress Hills Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Cypress Hills Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Ting.

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