Montgomery County property record for 604 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,603 sqft · built 1983 |
| Lot Size | 0.208 acres (9,074 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $227,500 (May 2007) |
| Tax Bill | $5,905 (2024) |
| Deeds & Mortgages | Aug 2019 Mortgage Aug 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-02005-0013 |
| Primary APN | N64-02005-0013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,603 sqft Living Area |
| Gross Area | 1,999 sqft |
| 1st Floor Area | 1,369 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 9,074 sqft (0.208 acres) |
| Lot Dimensions | 121 ft deep x 75 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 396 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 302 sqft |
| Deck Area | 260 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 604 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-3436 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 62 BI OAK 2 |
| Legal Subdivision | BI OAK 2 |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20800 |
Source: Montgomery County records, as of December 30, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 CUSHING AVE, DAYTON, OH 45429-3436 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MIDUSA CU |
| Aug 16, 2019 | Deed of Trust, Mortgage · Line of Credit MIDUSA CU |
| Jul 6, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2007 · Amount on Record |
| Deed Sale | May 21, 2007 · Amount on Record |
| Deed Document Number | 200742318 |
| Last Transfer Date | Jul 6, 2018 |
| Transfer Doc | 0000038904 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 604 CUSHING AVE, DAYTON, OH 45429-3436 |
| Document Number | 0000049694 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 604 CUSHING AVE KETTERING OH 454293436, KETTERING, OH 45429-3436 |
| Document Number | 0000049694 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 49694 |
| Name | MIDUSA CU |
|---|---|
| Type | Credit Union |
| Address | MIDDLETOWN, OH 45005 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 604 CUSHING AVE, DAYTON, OH 45429-3436 |
| Document Number | 0000049693 |
| Instrument Date | Aug 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 604 CUSHING AVE KETTERING OH 454293436, KETTERING, OH 45429-3436 |
| Document Number | 0000049693 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 49693 |
| Name | MIDUSA CU |
|---|---|
| Type | Credit Union |
| Address | MIDDLETOWN, OH 45005 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 11, 2034 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 6, 2018 |
| Property Address | 604 CUSHING AVE, DAYTON, OH 45429-3436 |
| Document Number | 0000038904 |
| Instrument Date | Jul 6, 2018 |
| Instrument | 38904 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 604 CUSHING AVE DAYTON OH 454293436, DAYTON, OH 45429-3436 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $90,200 (-) Land $14,670 Building $75,530 | $257,710 (-) Land $41,900 Building $215,810 | |
| 2024 | $5,905.00 (+2.84%) | ||
| 2023 | $5,742.00 (+8.52%) | $90,200 (+37.31%) Land $14,670 Building $75,530 | $257,710 (+37.31%) Land $41,900 Building $215,810 |
| 2022 | $5,291.00 | $65,690 Land $10,700 Building $54,990 | |
| 2020 | $187,690 Land $30,580 Building $157,110 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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