604 Currant Ct, La Plata, MD 20646 Property Records

Charles County property record for 604 Currant Ct, La Plata, MD 20646

Property Summary

Property TypeTownhouse
Details3 ba · 2,352 sqft · built 1996
Lot Size0.045 acres (1,945 sqft)
OwnerIndividual Name on Record
Last Sale$371,500 (Apr 2022)
Tax Bill$10,332 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Apr 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN01-058991

Property Details

APN / Parcel Number

Primary APN01-058991
Alternative APNs
  • 1058991
  • 058991

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,352 sqft Living Area
Gross Area2,552 sqft
1st Floor Area840 sqft
Basement Area672 sqft
Finished Basement672 sqft

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 1996
Architectural StyleTownhouse
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area1,945 sqft (0.045 acres)
Garage TypeAttached
Garage Area200 sqft
Parking Spaces1 Parking Space
Deck Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number058991
Street Address604 CURRANT CT
CityLA PLATA
StateMD
Zip20646-3274
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodePUD
Legal DescriptionLOT 34A PLAT 2 HICKORY RIDGE SUB TOWN OF LA PLATA
Legal SubdivisionHICKORY RIDGE SUB
Legal Block2
Legal Lot Number34A
JurisdictionCHARLES MD
Township / Civil Division1, LA PLATA
Census Block Group2
Census Block2011
Census Tract851004

Owner

Source: Charles County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address604 CURRANT CT, LA PLATA, MD 20646-3274
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Apr 13, 2022Deed, Transfer · Conventional Mortgage
NFM INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 13, 2022 · Amount on Record
Deed SaleApr 13, 2022 · Amount on Record
Prior SaleAug 10, 2016 · Amount on Record
Deed Book / Page12503 / 84
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address604 CURRANT CT, LA PLATA, MD 20646-3274
Transaction TypeMortgage
Record UpdatedOct 13, 2023
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0116090465
DateFeb 12, 2021
Book Page11609/465
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term307 Months
DueSep 1, 2046

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionCHARLES MD
Recording DateApr 13, 2022
Property Address604 CURRANT CT, LA PLATA, MD 20646-3274
Document Number0125030084
Book / Page12503 / 84
Map ReferenceMB 49 FO 173
Instrument DateMar 31, 2022
Transaction TypeTransfer
Record UpdatedOct 13, 2023
Title CompanyTRUSTED TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,786.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address604 CURRANT CT, LA PLATA, MD 20646-3274

Mortgage

Document Number0001250390
DateApr 13, 2022
Instrument12503/90
Lender
NameNFM INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 1, 2052

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
MunicipalityLa Plata Town
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$373,200 (+34.83%) Land $85,000 Building $288,200$373,200 (+34.83%) Land $85,000 Building $288,200
2025$10,332.00 (+146.65%)
2023$4,189.00$276,800 Land $85,000 Building $191,800$276,800 Land $85,000 Building $191,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF LA PLATA
serves 11,535 people · EPA ID MD0080025
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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