604 Crystal Clear Ln, Lutz, FL 33548 Property Records

Hillsborough County property record for 604 Crystal Clear Ln, Lutz, FL 33548

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,618 sqft · built 1998
Lot Size0.356 acres (15,520 sqft)
Owner2 Individual Names on File
Last Sale$285,000 (Aug 2011)
Tax Bill$4,693 (2025)
Deeds & MortgagesAug 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN014351-7520

Property Details

APN / Parcel Number

Primary APN014351-7520
Alternative APN
  • U1427180JQ000002000020

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,618 sqft Living Area
Gross Area3,501 sqft
1st Floor Area2,618 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 2012
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area15,520 sqft (0.356 acres)
Lot Dimensions170 ft deep x 81 ft wide
Garage TypeAttached
Garage Area665 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchOpen Porch
Porch Area218 sqft
Patio Area332 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0143517520
Street Address604 CRYSTAL CLEAR LN
CityLUTZ
StateFL
Zip33548-7947
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionCRYSTAL COVE LOT 2 BLOCK 2
Legal Range18E
Legal Township27S
Legal Section14
Legal SubdivisionCRYSTAL COVE
Legal TractJQ
Legal Block2
Legal Lot Number2
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionTAMPA
Census Block Group1
Census Block1010
Census Tract11109

Owner

604 Crystal Clear Ln is owned and occupied by two individuals who bought it in August 2011.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record2 Individual Names on File
Mailing Address604 CRYSTAL CLEAR LN, LUTZ, FL 33548-7947
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 30, 2011 · Amount on File
Deed SaleAug 30, 2011 · Amount on File
Prior SaleJul 20, 1998 · Amount on File
Deed Document Number2011281599
Deed Book / Page20679 / 1448
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address604 CRYSTAL CLEAR LN, LUTZ, FL 33548-7947
Transaction TypeMortgage
Record UpdatedDec 18, 2025
Title CompanyBURNT STORE TITLE LLC, BURNET STORE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address604 CRYSTAL CLEAR LN, LUTZ, FL 33548-7947
InvestorPossibly a Property Investor

Mortgage

Document Number0000423776
DateAug 20, 2021
Instrument2021423776
Lender
NameSUNCOAST CU
TypeCredit Union
AddressTAMPA, FL 33610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term241 Months
DueSep 1, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 604 Crystal Clear Ln was $4,693 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$265,089 (+2.7%)$517,054 (-1.01%) Land $148,220 Building $368,834
2025$4,693.00 Homeowner's exemption$258,120$522,320 Land $148,220 Building $374,100
2023$4,155.00 (+5.03%) Homeowner's exemption$243,539 (+3%)$473,343 (+5.8%) Land $131,751 Building $341,592
2022$3,956.00 Homeowner's exemption$236,446$447,391 Land $98,814 Building $348,577

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Crystal Clear Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 118 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies118 in force
Nearby Flood Claims19 (1996–2024)
Claims Outside the SFHA7 of 19
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 6 claims
  • Hurricane Irma, Sep 2017 · 3 claims
  • Severe Storms, High Winds, Tornadoes, And Flooding, Feb 1998 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Crystal Clear Ln is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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