Wake County property record for 604 Cross Pointe Ln, Garner, NC 27529
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,402 sqft · built 1997 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Nov 1997) |
| Tax Bill | $1,402 (2023) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1609.04-93-4039 0230779 |
| Primary APN | 1609.04-93-4039 0230779 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,402 sqft Heated Area |
| 1st Floor Area | 1,402 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 30,492 sqft (0.7 acres) |
| Porch | Porch |
| Porch Area | 90 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0230779 |
|---|---|
| Old Parcel Number | 023077901 |
| Street Address | 604 CROSS POINTE LN |
| City | GARNER |
| State | NC |
| Zip | 27529-7455 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-30 |
| Legal Description | LT49 TREBOR MEADOWS SUB BM1997-110 |
| Legal Township | 15 |
| Legal Subdivision | TREBOR MEADOWS SUB |
| Legal Lot Number | 49 |
| Jurisdiction | WAKE NC |
| Township / Civil Division | PANTHER BRANCH |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 52903 |
Source: Wake County records, as of April 18, 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 604 CROSS POINTE LN, GARNER, NC 27529-7455 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Dec 12, 2019 | Deed of Trust, Mortgage · Line of Credit STATE EMPS CU |
| Nov 28, 2017 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Feb 22, 2017 | Loan Modification, Mortgage · Line of Credit SUNTRUST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 1997 · Amount on Record |
| Deed Sale | Nov 3, 1997 · Amount on Record |
| Deed Document Number | 0007735570 |
| Deed Book / Page | 7735 / 0570 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 604 CROSS POINTE LN, GARNER, NC 27529-7455 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 18378/2028 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 18378/2028 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 604 CROSS POINTE LN, GARNER, NC 27529-7455 |
| Document Number | 176871270 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2020 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 604 CROSS POINTE LN GARNER NC 275297455, GARNER, NC 27529-7455 |
| Document Number | 176871270 |
|---|---|
| Date | Dec 18, 2019 |
| Book Page | 017687/001270 |
| Name | STATE EMPS CU |
|---|---|
| Address | GARNER, NC 27529 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 604 CROSS POINTE LN, GARNER, NC 27529-7455 |
| Document Number | 169841106 |
| Book / Page | 016984 / 001106 |
| Instrument Date | Nov 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 604 CROSS POINTE LN GARNER NC 275297455, GARNER, NC 27529-7455 |
| Document Number | 169841106 |
|---|---|
| Date | Dec 1, 2017 |
| Book Page | 016984/001106 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 30, 2047 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WAKE NC |
| Property Address | 604 CROSS POINTE LN, GARNER, NC 27529-7455 |
| Document Number | 167100223 |
| Instrument Date | Feb 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2018 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 604 CROSS POINTE LN GARNER NC 275297455, GARNER, NC 27529-7455 |
| Document Number | 167100223 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 016710/000223 |
| Name | SUNTRUST BK |
|---|---|
| Type | Bank |
| Address | DURHAM, NC 27701 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Wake County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Wake County |
| Unified School District | Wake County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,402.00 | $177,336 Land $39,000 Building $138,336 | $177,336 Land $39,000 Building $138,336 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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