604 Covered Bridge Dr, Elgin, IL 60124 Property Records

Kane County property record for 604 Covered Bridge Dr, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,675 sqft · built 1992
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Aug 2012)
Tax Bill	$8,567 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-21-351-006`

Property Details

APN / Parcel Number

Primary APN	`06-21-351-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,675 sqft Living Area
Gross Area	2,575 sqft
Basement Area	900 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Construction Type	Frame
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	604 COVERED BRIDGE DR
City	ELGIN
State	IL
Zip	60124-6877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODBRIDGE NORTH UNIT 1 LOT 27
Legal Subdivision	WOODBRIDGE NORTH
Legal Block	1
Legal Lot Number	27
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1007
Census Tract	851913

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	604 COVERED BRIDGE DR, ELGIN, IL 60124-6877
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Sep 15, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 17, 2012 · Amount on Record
Deed Sale	Aug 17, 2012 · Amount on Record
Prior Sale	Nov 19, 2008 · Amount on Record
Deed Document Number	201254984
Last Transfer Date	Sep 10, 2021
Transfer Doc	0000070126
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	604 COVERED BRIDGE DR, ELGIN, IL 60124-6877
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075037
Date	Oct 4, 2021
Instrument	2021K075037

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Sep 15, 2021
Property Address	604 COVERED BRIDGE DR, ELGIN, IL 60124-6877
Document Number	0000070126
Instrument Date	Sep 10, 2021
Instrument	2021K070126
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	604 COVERED BRIDGE DR, ELGIN, IL 60124-6877

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	Central Community Unit School District 301 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,567.00 (+7.65%) Homeowner's exemption	$117,393 (+8.57%) Land $30,744 Building $86,649	$352,320 (+8.57%) Land $92,269 Building $260,051
2024		$108,126 (+21.39%) Land $28,317 Building $79,809	$324,508 (+21.44%) Land $84,985 Building $239,523
2022	$7,958.00 (+3.54%) Homeowner's exemption	$89,070 (+6.96%) Land $23,326 Building $65,744	$267,210 (+6.96%) Land $69,978 Building $197,232
2021	$7,686.00 Homeowner's exemption	$83,274 Land $21,808 Building $61,466	$249,822 Land $65,424 Building $184,398

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 422 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fiber	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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