604 Cottage Loop, Pendergrass, GA 30567 Property Records

Jackson County property record for 604 Cottage Loop, Pendergrass, GA 30567 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3 Baths
Year Built	Built 2007
Square Footage	2,685 sqft Heated Area
Lot Size	8,276 sqft (0.189 acres)
Garage	Attached, 441 sqft
Occupancy	Owner Occupied
Last Sale	$229,900 (2019)
Tax Bill	$4,717.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`102C 102`
Alternative APN	`32629`

Interior

Full Baths	3 Baths
Building Area	2,685 sqft Heated Area
1st Floor	1,929 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2007
Architectural Style	Other Style
Exterior Material	Stone Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Attached Garage
Garage Area	441 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating

Location & Zoning

Account Number	32629
Street Address	604 COTTAGE LOOP
City	PENDERGRASS
State	GA
Zip	30567-4657
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 102 BROOKS VILLAGE
Legal Subdivision	VILLAGES/PENDERGRASSBROOKS VL
Legal Lot Number	102
Jurisdiction	JACKSON GA
Minor Civil Division	WEST JACKSON
Census Blockgroup	1
Census Block	1036
Census Tract	10104

Owner

Source: Jackson County records · APN 102C 102

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	604 COTTAGE LOOP, PENDERGRASS, GA 30567-4657
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Dec 02, 2019	Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) UNITED WHOLESALE MTG
Aug 22, 2019	Loan Modification, Mortgage · Line of Credit NORTHEAST GA BK
Jul 07, 2017	Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) NORTHEAST GA BK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 26, 2019 · Amount on Record
Deed Sale	Nov 26, 2019 · Amount on Record
Prior Sale	Dec 22, 2006 · Amount on Record
Deed Doc Number	000087C478
Deed Book / Page	87C / 478
Last Transfer Date	Dec 02, 2019
Transfer Doc	00087C0478
Record Refreshed	Jun 08, 2026

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON GA
Recording Date	Dec 02, 2019
Property Address	604 COTTAGE LOOP, PENDERGRASS, GA 30567-4657
Document Number	00087C0478
Book / Page	00087C / 000478
Instrument Date	Nov 26, 2019
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$229.90
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	604 COTTAGE LOOP PENDERGRASS GA 305674657, PENDERGRASS, GA 30567-4657

Mortgage

Document Number	87C0479
Date	Dec 02, 2019
Book Page	00087C/000479

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2049

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	604 COTTAGE LOOP, PENDERGRASS, GA 30567-4657
Document Number	00085V0563
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 20, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 96 PENDERGRASS GA 305670096, PENDERGRASS, GA 30567-0096

Mortgage

Document Number	00085V0563
Date	Aug 28, 2019
Book Page	00085V/000563

Lender

Name	NORTHEAST GA BK
Type	Bank
Address	COMMERCE, GA 30529

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON GA
Property Address	604 COTTAGE LOOP, PENDERGRASS, GA 30567-4657
Document Number	00077N0056
Book / Page	00077N / 000056
Instrument Date	Jul 07, 2017
Transaction Type	Mortgage
Record Updated	Aug 04, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 96 PENDERGRASS GA 305670096, PENDERGRASS, GA 30567-0096

Mortgage

Document Number	00077N0056
Date	Jul 12, 2017
Book Page	00077N/000056

Lender

Name	NORTHEAST GA BK
Type	Bank
Address	COMMERCE, GA 30529

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	24 Months
Due	Jul 11, 2019

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Jackson County
Municipality	Pendergrass Town
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,717.00 (-0.69%) Homeowner's exemption	$159,440 (-) Land $24,600 Building $134,840	$398,600 (-) Land $61,500 Building $337,100
2024	$4,750.00 (+27.07%) Homeowner's exemption	$159,440 (+10.11%) Land $24,600 Building $134,840	$398,600 (+10.11%) Land $61,500 Building $337,100
2023	$3,738.00 (-2.91%) Homeowner's exemption	$144,800 (+18.96%) Land $24,600 Building $120,200	$362,000 (+18.96%) Land $61,500 Building $300,500
2022	$3,850.00 Homeowner's exemption	$121,720 Land $24,600 Building $97,120	$304,300 Land $61,500 Building $242,800

Flood & Wildfire

604 Cottage Loop is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Jackson County (13157C), updated March 14, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 6th in Georgia
Wildfire Likelihood	Low — about 1 in 2,778 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

604 Cottage Loop, Pendergrass, GA 30567 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2019: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

August 2019: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

July 2017: Loan Modification, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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Nearby Streets

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